Efficiency Ratio Over Time
Efficiency Ratio Williamsburg National Bank All Insured Commercial Banks in Kentucky
09-30-2007 61.659 65.924
06-30-2007 60.657 66.138
03-31-2007 61.227 66.777
12-31-2006 60.522 65.047
09-30-2006 59.102 64.563
06-30-2006 58.154 63.918
03-31-2006 57.193 64.995
12-31-2005 53.687 63.822
09-30-2005 51.18 63.022
06-30-2005 50.26 63.278
03-31-2005 50.017 64.354
12-31-2004 53.086 63.911
09-30-2004 52.938 63.176
06-30-2004 52.126 63.432
03-31-2004 51.777 64.083
12-31-2003 44.468 63.309
09-30-2003 42.781 62.73
06-30-2003 42.074 62.654
03-31-2003 43.144 63.422
12-31-2002 41.847 62.137