Wheeler County State Bank Financial Statements & Health Reports

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Vitals

ROAA

1.121

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Wheeler County State Bank	All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets	99,188	256,123
Total Net Loans	60,718	160,108
Total Deposits	85,164	221,413
Total Equity	13,850	27,434
Profitability
Net Income	1,049	2,812
Return on Average Assets	1.121	.99
Return on Average Equity	7.777	8.811
Net Interest Margin	4.052	4.031
Efficiency Ratio	74.31	72.067
Noninterest Income/Revenue	11.32	19.316
Balance Sheet Ratios
Loan-to-Deposit	71.295	70.662
Securities/Assets	.091	.165
Total Equity/Total Assets	.14	.107
Tangible Equity/Tangible Assets	.14	.105
Capital Adequacy
Tier 1 Common Capital	13,903	26,376
Tier 1 Capital	13,903	26,452
Tier 2 Capital	851	1,919
Total Capital	14,754	28,453
Total Risk Weighted Assets	67,583	174,280
Leverage Ratio	14.18	10.62
Common Equity Tier 1 Capital Ratio	20.57	16.191
Tier 1 Capital Ratio	20.57	16.286
Total Capital Ratio	21.83	17.433

Wheeler Bancshares, Inc. became a new parent organization for Wheeler County State Bank.

View Profile Nov 13 2002

Wheeler County State Bank was established 90 years ago and is currently headquartered in Alamo, GA.

Jun 29 1934

Relationships	Role	Relationship Start	Relationship End
Wheeler Bancshares, Inc.	Parent	11/13/2002

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