Wheeler County State Bank
Alamo, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Wheeler County State Bank | All Insured Commercial Banks in Georgia |
| Interest and Fees on Loans | 3,417 | 8,444 |
| Income from Lease Financing Receivables | — | 0 |
| 8 | 26 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 12 |
| Income on Loans and Leases (TE) | 3,421 | 8,459 |
| Investment Interest Income (TE) | 170 | 1,021 |
| Total Interest Income (TE) | 3,776 | 9,876 |
| Total Interest Expense | 291 | 962 |
| Net Interest Income (TE) | 3,485 | 8,907 |
| Non-Interest Income | 482 | 2,364 |
| Adjusted Operating Income (TE) | 3,967 | 11,707 |
| Non-interest Expense | 2,948 | 7,890 |
| Provision for Loan & Lease Losses | — | 260 |
| Pretax Operating Income (TE) | 1,019 | 3,396 |
| Pretax Net Operating Income (TE) | 1,054 | 3,480 |
| Applicable Income Taxes | — | 748 |
| Net Operating Income | 1,049 | 2,812 |
| Net Income | 1,049 | 2,812 |
| Cash Dividends Declared | — | 844 |
| Retained Earnings | 1,049 | 1,559 |