Vitals
  • Total Assets
    153.3M 2.2 %
  • Total Deposits
    137.7M 2.4 %
  • Total Net Loans
    88.6M 9.3 %
  • Net Income
    1.7M 52.5 %
  • Book Value
    14.4M -0.5 %
  • Book Value x2
    28.7M -0.5 %
  • Book Value x3
    43.1M -0.5 %
ROAA

1.095

ROAE

11.285

Efficiency Ratio

67.083

Net Interest Margin

3.213

Balance Sheet Highlights
Financial Highlights Waycross Bank & Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 153,273 256,123
Total Net Loans 88,640 160,108
Total Deposits 137,676 221,413
Total Equity 14,356 27,434
Profitability
Net Income 1,700 2,812
Return on Average Assets 1.095 .99
Return on Average Equity 11.285 8.811
Net Interest Margin 3.213 4.031
Efficiency Ratio 67.083 72.067
Noninterest Income/Revenue 14.582 19.316
Balance Sheet Ratios
Loan-to-Deposit 64.383 70.662
Securities/Assets .291 .165
Total Equity/Total Assets .094 .107
Tangible Equity/Tangible Assets .094 .105
Capital Adequacy
Tier 1 Common Capital 15,214 26,376
Tier 1 Capital 15,214 26,452
Tier 2 Capital 1,178 1,919
Total Capital 16,392 28,453
Total Risk Weighted Assets 93,601 174,280
Leverage Ratio 9.74 10.62
Common Equity Tier 1 Capital Ratio 16.25 16.191
Tier 1 Capital Ratio 16.25 16.286
Total Capital Ratio 17.51 17.433

Timeline for Waycross Bank & Trust

Wb&T Bankshares, Inc.

Wb&T Bankshares, Inc. became a new parent organization for Waycross Bank & Trust.

View Profile Jan 02 1990

Waycross Bank & Trust

Waycross Bank & Trust was established 35 years ago and is currently headquartered in Waycross, GA.

Jun 01 1988
Relationships Role Relationship Start Relationship End
Wb&T Bankshares, Inc. Parent 1/2/1990
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