Waterford Village Bank
Williamsville, NY — Non-member Bank
Acquired Jul 2009
Vitals
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Total Assets55.7M -12.6 %
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Total Deposits56.1M -3.7 %
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Total Net Loans42.6M 37.7 %
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Net Income
-
Book Value
-
Book Value x2
-
Book Value x3
Balance Sheet Highlights
| Financial Highlights | Waterford Village Bank | All Insured Commercial Banks in New York |
| Balance Sheet $(000) | ||
| Total Assets | 55,707 | 778,081 |
| Total Net Loans | 42,637 | 1,453,358 |
| Total Deposits | 56,145 | 605,993 |
| Total Equity | — | 91,519 |
| Profitability | ||
| Net Income | — | 33,109 |
| Return on Average Assets | — | .809 |
| Return on Average Equity | — | 8.206 |
| Net Interest Margin | 1.304 | 3.352 |
| Efficiency Ratio | 544.095 | 81.925 |
| Noninterest Income/Revenue | 2.591 | 80.441 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 75.941 | 78.988 |
| Securities/Assets | .008 | 1.031 |
| Total Equity/Total Assets | .118 | |
| Tangible Equity/Tangible Assets | -.001 | -2.24 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | — | 80,834 |
| Tier 2 Capital | — | 110,933 |
| Total Capital | — | 89,083 |
| Total Risk Weighted Assets | 40,960 | 532,375 |
| Leverage Ratio | — | 10.459 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | — | 19.155 |
| Total Capital Ratio | — | 20.227 |
Timeline for Waterford Village Bank
Evans Bank, National Association
Waterford Village Bank was acquired by Evans Bank, National Association 14 years
View Profile Jul 24 2009
Waterford Village Bank
Waterford Village Bank was established 17 years ago and is currently headquartered in Williamsville, NY.
Feb 26 2007| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Evans Bank, National Association | Buyer | 1,075,172 | Failure | 7/24/2009 |
| Relationships | Role | Relationship Start | Relationship End |
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