Tier 1 Capital Over Time
Tier 1 Capital Waterford Village Bank All Insured Commercial Banks in New York
06-30-2009 80,834,103
03-31-2009 647,000 71,337,957
12-31-2008 1,163,000 71,763,383
09-30-2008 2,306,000 64,573,814
06-30-2008 3,781,000 63,346,000
03-31-2008 4,289,000 62,616,681
12-31-2007 5,107,000 70,142,098
09-30-2007 6,034,000 72,651,640
06-30-2007 6,707,000 93,242,061
03-31-2007 7,368,000 90,212,941
12-31-2006 90,215,070
09-30-2006 94,829,538
06-30-2006 91,597,597
03-31-2006 82,201,275
12-31-2005 78,252,817
09-30-2005 75,808,550
06-30-2005 74,251,773
03-31-2005 67,058,957
12-31-2004 64,988,415
09-30-2004 71,587,387
06-30-2004 80,497,133
03-31-2004 81,084,254
12-31-2003 76,445,372
09-30-2003 74,383,339
06-30-2003 83,533,557
03-31-2003 82,072,789
12-31-2002 79,728,443