Net Interest Margin Over Time
Net Interest Margin Waterford Village Bank All Insured Commercial Banks in New York
06-30-2009 1.304 3.352
03-31-2009 1.557 3.338
12-31-2008 1.194 3.461
09-30-2008 1.011 3.49
06-30-2008 .759 3.471
03-31-2008 .783 3.494
12-31-2007 1.972 3.639
09-30-2007 2.9 3.66
06-30-2007 4.97 3.643
03-31-2007 11.777 3.663
12-31-2006 3.733
09-30-2006 3.735
06-30-2006 3.771
03-31-2006 3.78
12-31-2005 3.805
09-30-2005 3.809
06-30-2005 3.795
03-31-2005 3.787
12-31-2004 3.715
09-30-2004 3.657
06-30-2004 3.678
03-31-2004 3.659
12-31-2003 3.735
09-30-2003 3.752
06-30-2003 3.811
03-31-2003 3.835
12-31-2002 4.072