Vitals
  • Total Assets
    319.0M -2.1 %
  • Total Deposits
    257.9M 8.4 %
  • Total Net Loans
    264.1M 8.2 %
  • Net Income
    1.8M -11.2 %
  • Book Value
    35.1M 3.8 %
  • Book Value x2
    70.2M 3.8 %
  • Book Value x3
    105.3M 3.8 %
ROAA

.565

ROAE

5.274

Efficiency Ratio

75.303

Net Interest Margin

3.396

Balance Sheet Highlights
Financial Highlights Virginia Commonwealth Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 318,977 858,303
Total Net Loans 264,073 607,607
Total Deposits 257,888 699,932
Total Equity 35,115 97,657
Profitability
Net Income 1,834 7,896
Return on Average Assets .565 .794
Return on Average Equity 5.274 6.983
Net Interest Margin 3.396 3.805
Efficiency Ratio 75.303 71.157
Noninterest Income/Revenue 5.723 16.327
Balance Sheet Ratios
Loan-to-Deposit 102.398 84.705
Securities/Assets .067 .136
Total Equity/Total Assets .11 .114
Tangible Equity/Tangible Assets .109 .103
Capital Adequacy
Tier 1 Common Capital 35,011 87,521
Tier 1 Capital 35,011 87,589
Tier 2 Capital 2,932 6,159
Total Capital 37,943 93,977
Total Risk Weighted Assets 264,432 657,024
Leverage Ratio 10.74 10.765
Common Equity Tier 1 Capital Ratio 13.24 14.768
Tier 1 Capital Ratio 13.24 14.769
Total Capital Ratio 14.35 15.893

Timeline for Virginia Commonwealth Bank

Virginia Bancorp, Inc.

Virginia Bancorp, Inc. became a new parent organization for Virginia Commonwealth Bank.

View Profile Oct 01 2008

Monument Service Corporation

Monument Service Corporation became a new subsidiary organization for Virginia Commonwealth Bank.

View Profile Oct 01 2008

Security Savings And Loan Association

Acquisition: Virginia Commonwealth Bank acquired a new subsidiary, Security Savings And Loan Association, 41 years

View Profile Jan 01 1983

Virginia Commonwealth Bank

Virginia Commonwealth Bank was established 87 years ago and is currently headquartered in Petersburg, VA.

Aug 22 1936
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security Savings And Loan Association Seller Discontinued 1/1/1983
Relationships Role Relationship Start Relationship End
Virginia Bancorp, Inc. Parent 10/1/2008
Monument Service Corporation Subsidary 10/1/2008 9/16/2009
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