Vitals
  • Total Assets
    320.0M 45.3 %
  • Total Deposits
    284.0M 42.3 %
  • Total Net Loans
    229.1M 66.2 %
  • Net Income
    970000.0000 85.8 %
  • Book Value
    31.9M 70.0 %
  • Book Value x2
    63.8M 70.0 %
  • Book Value x3
    95.7M 70.0 %
ROAA

.301

ROAE

3.029

Efficiency Ratio

87.501

Net Interest Margin

3.194

Balance Sheet Highlights
Financial Highlights Equitable Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 319,973 1,195,734
Total Net Loans 229,054 884,564
Total Deposits 283,990 973,316
Total Equity 31,905 117,275
Profitability
Net Income 970 8,869
Return on Average Assets .301 .594
Return on Average Equity 3.029 5.855
Net Interest Margin 3.194 3.257
Efficiency Ratio 87.501 73.516
Noninterest Income/Revenue 12.873 17.101
Balance Sheet Ratios
Loan-to-Deposit 80.656 91.006
Securities/Assets .163 .127
Total Equity/Total Assets .1 .098
Tangible Equity/Tangible Assets .094 .09
Capital Adequacy
Tier 1 Common Capital 31,297 108,595
Tier 1 Capital 31,297 108,997
Tier 2 Capital 1,373 9,379
Total Capital 32,670 118,886
Total Risk Weighted Assets 205,040 863,428
Leverage Ratio 9.9 10.038
Common Equity Tier 1 Capital Ratio 15.26 14.848
Tier 1 Capital Ratio 15.26 14.854
Total Capital Ratio 15.93 15.826

Timeline for Equitable Bank

Equitable Co-Operative Bank

Acquisition: Equitable Bank acquired a new subsidiary, Equitable Co-Operative Bank, 7 years

View Profile Jul 30 2016

Oxford Street Security Corporation

Oxford Street Security Corporation became a new subsidiary organization for Equitable Bank.

View Profile Jul 30 2016

Oxford Street Holdings Corporation

Oxford Street Holdings Corporation became a new subsidiary organization for Equitable Bank.

View Profile Jul 30 2016

Equitable Bancorp, Inc.

Equitable Bancorp, Inc. became a new parent organization for Equitable Bank.

View Profile Jul 21 2006

1889 Securities Corporation

1889 Securities Corporation became a new subsidiary organization for Equitable Bank.

View Profile Jul 21 2006

Want to see more?

Complete timeline for Equitable Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Equitable Co-Operative Bank Seller 99,906 Pooling of Interests Discontinued 7/30/2016
North Weymouth Co-Operative Bank Seller Discontinued 11/1/1981
Relationships Role Relationship Start Relationship End
Equitable Bancorp, Inc. Parent 7/21/2006
1889 Securities Corporation Subsidary 7/21/2006
Oxford Street Security Corporation Subsidary 7/30/2016
Oxford Street Holdings Corporation Subsidary 7/30/2016
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