Vitals
  • Total Assets
    270.7M 2.8 %
  • Total Deposits
    234.8M 0.5 %
  • Total Net Loans
    98.9M 0.6 %
  • Net Income
    3.5M 17.8 %
  • Book Value
    23.4M -13.2 %
  • Book Value x2
    46.7M -13.2 %
  • Book Value x3
    70.1M -13.2 %
ROAA

1.288

ROAE

12.749

Efficiency Ratio

59.351

Net Interest Margin

4.013

Balance Sheet Highlights
Financial Highlights Vinings Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 270,668 256,123
Total Net Loans 98,872 160,108
Total Deposits 234,802 221,413
Total Equity 23,352 27,434
Profitability
Net Income 3,509 2,812
Return on Average Assets 1.288 .99
Return on Average Equity 12.749 8.811
Net Interest Margin 4.013 4.031
Efficiency Ratio 59.351 72.067
Noninterest Income/Revenue 3.928 19.316
Balance Sheet Ratios
Loan-to-Deposit 42.109 70.662
Securities/Assets .503 .165
Total Equity/Total Assets .086 .107
Tangible Equity/Tangible Assets .086 .105
Capital Adequacy
Tier 1 Common Capital 25,191 26,376
Tier 1 Capital 25,191 26,452
Tier 2 Capital 1,366 1,919
Total Capital 26,557 28,453
Total Risk Weighted Assets 177,978 174,280
Leverage Ratio 8.95 10.62
Common Equity Tier 1 Capital Ratio 14.15 16.191
Tier 1 Capital Ratio 14.15 16.286
Total Capital Ratio 14.92 17.433

Timeline for Vinings Bank

Vinings Bancshares, Inc.

Vinings Bancshares, Inc. became a new parent organization for Vinings Bank.

View Profile Mar 01 2016

Vinings Bank

Vinings Bank was established 16 years ago and is currently headquartered in Smyrna, GA.

Jul 09 2007
Relationships Role Relationship Start Relationship End
Vinings Bancshares, Inc. Parent 3/1/2016
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