Vitals
  • Total Assets
    110.9M 3.3 %
  • Total Deposits
    97.3M 8.7 %
  • Total Net Loans
    78.6M -1.2 %
  • Net Income
    330000.0000 -42.2 %
  • Book Value
    10.4M -3.7 %
  • Book Value x2
    20.8M -3.7 %
  • Book Value x3
    31.2M -3.7 %
ROAA

.598

ROAE

6.372

Efficiency Ratio

82.825

Net Interest Margin

4.087

Balance Sheet Highlights
Financial Highlights Village Bank & Trust, S.S.B. All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 110,866 481,233
Total Net Loans 78,627 369,704
Total Deposits 97,297 327,156
Total Equity 10,384 45,956
Profitability
Net Income 330 18,486
Return on Average Assets .598 1.446
Return on Average Equity 6.372 12.081
Net Interest Margin 4.087 4.037
Efficiency Ratio 82.825 69.012
Noninterest Income/Revenue 10.785 15.07
Balance Sheet Ratios
Loan-to-Deposit 80.811 79.53
Securities/Assets .112 .397
Total Equity/Total Assets .094 .095
Tangible Equity/Tangible Assets .091 .059
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,271 39,261
Tier 2 Capital 717 2,743
Total Capital 10,988 42,325
Total Risk Weighted Assets 81,796 337,442
Leverage Ratio 9.39 9.222
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.56 14.911
Total Capital Ratio 13.43 15.956

Timeline for Village Bank & Trust, S.S.B.

Prosperity Bank

Village Bank & Trust, S.S.B. was acquired by Prosperity Bank 19 years

View Profile Aug 01 2004

Village Bank & Trust, S.S.B.

Village Bank & Trust, S.S.B. was established 24 years ago and is currently headquartered in Lakeway, TX.

Jul 09 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prosperity Bank Buyer 21,390,286 Acquisition Discontinued 8/1/2004
Relationships Role Relationship Start Relationship End
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