Village Bank & Trust, S.S.B.
Lakeway, TX — Domestic Branch of a Domestic Bank
Acquired Aug 2004
Net Interest Margin Over Time
| Net Interest Margin | Village Bank & Trust, S.S.B. | All Insured Savings Banks in Texas |
| 06-30-2004 | 4.087 | 4.037 |
| 03-31-2004 | 4.017 | 4.103 |
| 12-31-2003 | 4.256 | 4.177 |
| 09-30-2003 | 4.194 | 4.171 |
| 06-30-2003 | 4.228 | 4.208 |
| 03-31-2003 | 4.121 | 4.264 |
| 12-31-2002 | 4.833 | 4.042 |