Vitals
  • Total Assets
    213.9M 3.3 %
  • Total Deposits
    191.2M 3.7 %
  • Total Net Loans
    133.1M -5.4 %
  • Net Income
    2.0M 4.7 %
  • Book Value
    21.7M 1.5 %
  • Book Value x2
    43.4M 1.5 %
  • Book Value x3
    65.0M 1.5 %
ROAA

.911

ROAE

9.02

Efficiency Ratio

78.737

Net Interest Margin

4.34

Balance Sheet Highlights
Financial Highlights Valuebank Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 213,895 358,087
Total Net Loans 133,075 213,533
Total Deposits 191,239 308,027
Total Equity 21,703 38,740
Profitability
Net Income 1,961 3,845
Return on Average Assets .911 1.025
Return on Average Equity 9.02 9.415
Net Interest Margin 4.34 3.773
Efficiency Ratio 78.737 66.762
Noninterest Income/Revenue 31.052 16.375
Balance Sheet Ratios
Loan-to-Deposit 69.586 65.494
Securities/Assets .117 .214
Total Equity/Total Assets .101 .108
Tangible Equity/Tangible Assets .101 .104
Capital Adequacy
Tier 1 Common Capital 22,001 37,278
Tier 1 Capital 22,001 37,303
Tier 2 Capital 1,569 2,526
Total Capital 23,570 39,866
Total Risk Weighted Assets 131,786 237,367
Leverage Ratio 10.16 10.563
Common Equity Tier 1 Capital Ratio 16.69 18.073
Tier 1 Capital Ratio 16.69 18.097
Total Capital Ratio 17.89 19.169

Timeline for Valuebank Texas

First International Bancshares, Inc.

First International Bancshares, Inc. became a new parent organization for Valuebank Texas.

View Profile Nov 21 2008

International, Ltd.

International, Ltd. became a new subsidiary organization for Valuebank Texas.

View Profile Jun 11 2001

Delaware International Bancshares, Inc.

Delaware International Bancshares, Inc. became a new parent organization for Valuebank Texas.

View Profile Mar 12 1997

Coastal Asset Management, Inc.

Coastal Asset Management, Inc. became a new subsidiary organization for Valuebank Texas.

View Profile Sep 01 1995

Island State Bank

Acquisition: Valuebank Texas acquired a new subsidiary, Island State Bank, 33 years

View Profile May 09 1991

Want to see more?

Complete timeline for Valuebank Texas is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Island State Bank Seller 10,109 Discontinued 5/9/1991
Coastal National Bank Seller 10,465 Discontinued 5/9/1991
Farmers State Bank Seller 19,171 Discontinued 5/9/1991
First National Bank Of Ingleside Seller 24,205 Discontinued 5/9/1991
Relationships Role Relationship Start Relationship End
First International Bancshares, Inc. Parent 11/21/2008
Delaware International Bancshares, Inc. Parent 3/12/1997 11/20/2008
Coastal Asset Management, Inc. Subsidary 6/30/2007
International, Ltd. Subsidary 6/11/2001
Coastal Asset Management, Inc. Subsidary 9/1/1995 6/29/2007
Similar Organizations
Organization City State Total Assets
The Harvard State Bank
 		Harvard IL 218.4M
First Trust & Savings Bank Of Albany, Illinois
 		Albany IL 216.3M
Citizens Bank Of Ada
 		Ada OK 216.0M
Ireland Bank
 		Malad City ID 215.4M
Pcsb Bank
 		Clarinda IA 215.3M
Esb Financial
 		Emporia KS 215.2M
Community Bank
 		Longview TX 214.8M
Bank Of Madison
 		Madison GA 213.5M
Cattaraugus County Bank
 		Little Valley NY 221.5M
Bank Of Frankewing
 		Frankewing TN 221.6M