Valley Community Bank
Pleasanton, CA — Domestic Branch of a Domestic Bank
Acquired Feb 2015
Vitals
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Total Assets126.4M -8.7 %
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Total Deposits108.9M -9.7 %
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Total Net Loans73.2M -15.4 %
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Net Income-509000.0000 -44.2 %
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Book Value15.3M -2.7 %
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Book Value x230.7M -2.7 %
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Book Value x346.0M -2.7 %
Balance Sheet Highlights
| Financial Highlights | Valley Community Bank | All Insured Commercial Banks in California |
| Balance Sheet $(000) | ||
| Total Assets | 126,393 | 1,076,085 |
| Total Net Loans | 73,232 | 723,744 |
| Total Deposits | 108,883 | 841,186 |
| Total Equity | 15,334 | 149,702 |
| Profitability | ||
| Net Income | -509 | 10,813 |
| Return on Average Assets | -.374 | .842 |
| Return on Average Equity | -3.217 | 7.066 |
| Net Interest Margin | 4.092 | 3.825 |
| Efficiency Ratio | 107.825 | 72.553 |
| Noninterest Income/Revenue | 18.786 | 13.281 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 67.258 | 81.344 |
| Securities/Assets | .196 | .128 |
| Total Equity/Total Assets | .121 | .139 |
| Tangible Equity/Tangible Assets | .062 | .13 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 15,335 | 125,822 |
| Tier 2 Capital | 1,109 | 10,049 |
| Total Capital | 16,444 | 136,289 |
| Total Risk Weighted Assets | 85,622 | 783,660 |
| Leverage Ratio | 11.84 | 11.787 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 17.91 | 16.008 |
| Total Capital Ratio | 19.21 | 17.262 |
Timeline for Valley Community Bank
Bay Commercial Bank
Valley Community Bank was acquired by Bay Commercial Bank 9 years
View Profile Feb 14 2015
Valley Community Bank
Valley Community Bank was established 25 years ago and is currently headquartered in Pleasanton, CA.
Aug 10 1998| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Bay Commercial Bank | Buyer | 652,692 | Acquisition | Discontinued | 2/14/2015 |
| Relationships | Role | Relationship Start | Relationship End |
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