Valley Community Bank
Pleasanton, CA — Domestic Branch of a Domestic Bank
Acquired Feb 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Valley Community Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 5,221 | 33,148 |
Income from Lease Financing Receivables | — | 29 |
— | 28 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 14 |
Income on Loans and Leases (TE) | 5,221 | 33,376 |
Investment Interest Income (TE) | 248 | 3,450 |
Total Interest Income (TE) | 5,564 | 38,350 |
Total Interest Expense | 346 | 2,655 |
Net Interest Income (TE) | 5,218 | 34,829 |
Non-Interest Income | 1,287 | 5,873 |
Adjusted Operating Income (TE) | 6,505 | 46,515 |
Non-interest Expense | 7,014 | 29,033 |
Provision for Loan & Lease Losses | — | 282 |
Pretax Operating Income (TE) | -509 | 16,831 |
Pretax Net Operating Income (TE) | -509 | 16,859 |
Applicable Income Taxes | — | 5,753 |
Net Operating Income | -509 | 10,806 |
Net Income | -509 | 10,813 |
Cash Dividends Declared | — | 2,458 |
Retained Earnings | -509 | 6,206 |