Efficiency Ratio Over Time
Efficiency Ratio Valley Community Bank All Insured Commercial Banks in California
12-31-2014 107.825 72.553
09-30-2014 97.848 72.41
06-30-2014 95.899 73.547
03-31-2014 79.105 75.136
12-31-2013 102.13 74.39
09-30-2013 101.413 74.229
06-30-2013 101.276 74.916
03-31-2013 89.355 75.692
12-31-2012 105.046 74.083
09-30-2012 107.432 74.121
06-30-2012 104.664 75.117
03-31-2012 100.357 75.972
12-31-2011 70.011 76.681
09-30-2011 62.663 76.538
06-30-2011 56.815 77.016
03-31-2011 57.095 76.962
12-31-2010 66.73 79.38
09-30-2010 65.781 79.416
06-30-2010 68.176 80.72
03-31-2010 66.384 82.516
12-31-2009 62.563 89.03
09-30-2009 65.634 89.748
06-30-2009 69.067 94.314
03-31-2009 78.283 95.606
12-31-2008 75.877 89.236
09-30-2008 73.724 85.939
06-30-2008 76.384 85.896
03-31-2008 77.692 85.386
12-31-2007 63.671 83.041
09-30-2007 61.633 79.26
06-30-2007 62.56 78.029
03-31-2007 59.7 76.688
12-31-2006 58.49 80.037
09-30-2006 58.13 76.157
06-30-2006 59.761 70.367
03-31-2006 60.482 69.95
12-31-2005 57.734 74.917
09-30-2005 58.518 71.155
06-30-2005 58.908 70.343
03-31-2005 62.217 68.656
12-31-2004 65.28 71.614
09-30-2004 67.995 71.664
06-30-2004 71.408 72.622
03-31-2004 70.246 74.921
12-31-2003 74.275 78.394
09-30-2003 77.352 69.685
06-30-2003 81.067 70.304
03-31-2003 81.175 69.597
12-31-2002 70.757 70.571