Vitals
  • Total Assets
    56.6M
  • Total Deposits
    47.7M
  • Total Net Loans
    34.0M
  • Net Income
    528000.0000
  • Book Value
    8.1M
  • Book Value x2
    16.2M
  • Book Value x3
    24.3M
ROAA

.983

ROAE

6.756

Efficiency Ratio

60.924

Net Interest Margin

6.215

Balance Sheet Highlights
Financial Highlights Valley Bank Of Belgrade All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 56,597 99,380
Total Net Loans 34,035 62,669
Total Deposits 47,707 79,099
Total Equity 8,111 9,858
Profitability
Net Income 528 1,592
Return on Average Assets .983 1.267
Return on Average Equity 6.756 12.94
Net Interest Margin 6.215 4.853
Efficiency Ratio 60.924 61.511
Noninterest Income/Revenue 10.744 11.75
Balance Sheet Ratios
Loan-to-Deposit 71.342 73.318
Securities/Assets .189 .436
Total Equity/Total Assets .143 .099
Tangible Equity/Tangible Assets .091 .022
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,033 9,162
Tier 2 Capital 479 787
Total Capital 5,512 9,946
Total Risk Weighted Assets 38,218 69,899
Leverage Ratio 9.25 9.64
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.17 14.056
Total Capital Ratio 14.42 15.207

Timeline for Valley Bank Of Belgrade

Flathead Bank Of Bigfork, Montana

Valley Bank Of Belgrade was acquired by Flathead Bank Of Bigfork, Montana 21 years

View Profile Jan 01 2003

Flathead Holding Company Of Bigfork

Flathead Holding Company Of Bigfork became a new parent organization for Valley Bank Of Belgrade.

View Profile Oct 26 2000

Mountain Bank System, Inc.

Mountain Bank System, Inc. became a new parent organization for Valley Bank Of Belgrade.

View Profile Jul 31 1987

Montana Bancsystem, Inc.

Montana Bancsystem, Inc. became a new parent organization for Valley Bank Of Belgrade.

View Profile Apr 01 1981

Valley Bank Of Belgrade

Valley Bank Of Belgrade was established 122 years ago and is currently headquartered in Belgrade, MT.

May 06 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Flathead Bank Of Bigfork, Montana Buyer 221,953 Pooling of Interests Discontinued 1/1/2003
Relationships Role Relationship Start Relationship End
Flathead Holding Company Of Bigfork Parent 10/26/2000 12/31/2002
Mountain Bank System, Inc. Parent 1/1/1995 10/25/2000
Mountain Bank System, Inc. Parent 12/31/1990 12/31/1994
Mountain Bank System, Inc. Parent 7/31/1987 12/30/1990
Montana Bancsystem, Inc. Parent 4/1/1981 12/31/1981
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