Vitals
  • Total Assets
    57.3M 84.0 %
  • Total Deposits
    49.7M 99.2 %
  • Total Net Loans
    45.9M 80.6 %
  • Net Income
    520000.0000 23.5 %
  • Book Value
    6.4M 67.0 %
  • Book Value x2
    12.9M 67.0 %
  • Book Value x3
    19.3M 67.0 %
ROAA

1.12

ROAE

7.917

Efficiency Ratio

68.586

Net Interest Margin

3.545

Balance Sheet Highlights
Financial Highlights Peoples State Bank Of Wells All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 57,349 147,703
Total Net Loans 45,878 97,223
Total Deposits 49,732 126,600
Total Equity 6,432 15,565
Profitability
Net Income 520 1,683
Return on Average Assets 1.12 1.08
Return on Average Equity 7.917 9.905
Net Interest Margin 3.545 3.845
Efficiency Ratio 68.586 68.21
Noninterest Income/Revenue 4.954 13.68
Balance Sheet Ratios
Loan-to-Deposit 92.251 75.205
Securities/Assets .069 .174
Total Equity/Total Assets .112 .105
Tangible Equity/Tangible Assets .094 .103
Capital Adequacy
Tier 1 Common Capital 5,518 15,225
Tier 1 Capital 5,518 15,232
Tier 2 Capital 172 1,135
Total Capital 5,690 16,386
Total Risk Weighted Assets 44,108 105,251
Leverage Ratio 9.9 10.475
Common Equity Tier 1 Capital Ratio 12.51 15.3
Tier 1 Capital Ratio 12.51 15.308
Total Capital Ratio 12.9 16.398

Timeline for Peoples State Bank Of Wells

Paragon Bank

Acquisition: Peoples State Bank Of Wells acquired a new subsidiary, Paragon Bank, 7 years

View Profile Sep 10 2016

Peoples Equity Corporation

Peoples Equity Corporation became a new parent organization for Peoples State Bank Of Wells.

View Profile Mar 31 1980

Peoples State Bank Of Wells

Peoples State Bank Of Wells was established 100 years ago and is currently headquartered in Wells, MN.

Feb 29 1924
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Paragon Bank Seller 27,635 Acquisition Discontinued 9/10/2016
Relationships Role Relationship Start Relationship End
Peoples Equity Corporation Parent 8/31/1998
Peoples Equity Corporation Parent 9/30/1985 8/30/1998
Peoples Equity Corporation Parent 9/30/1984 9/29/1985
Peoples Equity Corporation Parent 3/31/1980 9/29/1984
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