Vitals
  • Total Assets
    300.6M -4.0 %
  • Total Deposits
    264.3M 5.5 %
  • Total Net Loans
    192.8M -21.0 %
  • Net Income
  • Book Value
    9.0M -62.0 %
  • Book Value x2
    18.1M -62.0 %
  • Book Value x3
    27.2M -62.0 %
ROAA

ROAE

Efficiency Ratio

150.2

Net Interest Margin

2.501

Balance Sheet Highlights
Financial Highlights Unity National Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 300,590 233,775
Total Net Loans 192,835 161,665
Total Deposits 264,286 197,937
Total Equity 9,050 18,456
Profitability
Net Income — 1,224
Return on Average Assets — .553
Return on Average Equity — 4.963
Net Interest Margin 2.501 3.225
Efficiency Ratio 150.2 105.063
Noninterest Income/Revenue 3.466 58.497
Balance Sheet Ratios
Loan-to-Deposit 72.965 78.448
Securities/Assets .048 .179
Total Equity/Total Assets .03 .079
Tangible Equity/Tangible Assets .03 -1.529
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,932 17,957
Tier 2 Capital 2,874 2,234
Total Capital 11,806 20,210
Total Risk Weighted Assets 224,353 173,882
Leverage Ratio 2.98 8.728
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 3.98 12.219
Total Capital Ratio 5.26 13.466

Timeline for Unity National Bank

Bank Of The Ozarks

Unity National Bank was acquired by Bank Of The Ozarks 14 years

View Profile Mar 27 2010

Unity National Bank

Unity National Bank was established 25 years ago and is currently headquartered in Cartersville, GA.

Nov 30 1998

Unity Holdings, Inc.

Unity Holdings, Inc. became a new parent organization for Unity National Bank.

View Profile Nov 30 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of The Ozarks Buyer 18,430,019 Failure 3/27/2010
Relationships Role Relationship Start Relationship End
Unity Holdings, Inc. Parent 11/30/1998 3/26/2010
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