Efficiency Ratio Over Time
Efficiency Ratio Unity National Bank All Insured Commercial Banks in Georgia
12-31-2009 150.2 105.063
09-30-2009 139.781 102.285
06-30-2009 133.708 106.774
03-31-2009 119.457 99.343
12-31-2008 90.676 92.806
09-30-2008 82.878 84.879
06-30-2008 79.733 82.103
03-31-2008 77.307 76.842
12-31-2007 62.257 66.184
09-30-2007 61.72 63.793
06-30-2007 63.102 63.216
03-31-2007 66.297 63.468
12-31-2006 67.037 63.007
09-30-2006 68.173 61.317
06-30-2006 68.411 61.045
03-31-2006 69.04 60.367
12-31-2005 65.769 62.186
09-30-2005 67.15 61.255
06-30-2005 70.446 61.571
03-31-2005 71.203 62.33
12-31-2004 59.243 64.32
09-30-2004 58.572 64.404
06-30-2004 58.548 64.229
03-31-2004 60.126 64.639
12-31-2003 63.198 65.562
09-30-2003 63.983 64.676
06-30-2003 65.225 64.537
03-31-2003 69.704 65.157
12-31-2002 68.457 64.609