Unity National Bank
Cartersville, GA — National Bank
Acquired Mar 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Unity National Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 13,634 | 9,908 |
Income from Lease Financing Receivables | — | — |
— | 1,775 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 13,634 | 9,919 |
Investment Interest Income (TE) | 665 | 1,405 |
Total Interest Income (TE) | 14,370 | 11,217 |
Total Interest Expense | 7,882 | 4,859 |
Net Interest Income (TE) | 6,488 | 6,287 |
Non-Interest Income | 516 | 15,809 |
Adjusted Operating Income (TE) | 7,004 | 7,416 |
Non-interest Expense | 10,520 | 6,981 |
Provision for Loan & Lease Losses | 13,296 | 5,322 |
Pretax Operating Income (TE) | — | 1,597 |
Pretax Net Operating Income (TE) | — | 1,710 |
Applicable Income Taxes | — | 815 |
Net Operating Income | — | 1,224 |
Net Income | — | 1,224 |
Cash Dividends Declared | — | 988 |
Retained Earnings | — | 820 |