Vitals
  • Total Assets
    148.9M 10.7 %
  • Total Deposits
    131.3M 7.6 %
  • Total Net Loans
    119.0M 15.0 %
  • Net Income
    961000.0000 35.9 %
  • Book Value
    12.1M 1.2 %
  • Book Value x2
    24.2M 1.2 %
  • Book Value x3
    36.4M 1.2 %
ROAA

.674

ROAE

7.92

Efficiency Ratio

78.699

Net Interest Margin

4.319

Balance Sheet Highlights
Financial Highlights Unity Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 148,892 272,940
Total Net Loans 118,966 188,306
Total Deposits 131,264 228,985
Total Equity 12,119 30,879
Profitability
Net Income 961 3,013
Return on Average Assets .674 1.04
Return on Average Equity 7.92 8.894
Net Interest Margin 4.319 3.727
Efficiency Ratio 78.699 64.939
Noninterest Income/Revenue 9.942 14.969
Balance Sheet Ratios
Loan-to-Deposit 90.631 81.441
Securities/Assets .089 .167
Total Equity/Total Assets .081 .113
Tangible Equity/Tangible Assets .075 .11
Capital Adequacy
Tier 1 Common Capital 11,244 29,936
Tier 1 Capital 11,244 29,937
Tier 2 Capital 1,330 2,305
Total Capital 12,574 32,273
Total Risk Weighted Assets 125,966 202,263
Leverage Ratio 7.62 11.31
Common Equity Tier 1 Capital Ratio 8.93 15.769
Tier 1 Capital Ratio 8.93 15.771
Total Capital Ratio 9.98 16.923

Timeline for Unity Bank

Augusta Capital Corporation

Acquisition: Unity Bank acquired a new subsidiary, Augusta Capital Corporation , 27 years

View Profile Dec 31 1996

Psb Of Augusta Banc Building Corporation

Psb Of Augusta Banc Building Corporation became a new subsidiary organization for Unity Bank.

View Profile Nov 20 1995

Augusta Capital Corporation

Augusta Capital Corporation became a new subsidiary organization for Unity Bank.

View Profile Dec 12 1991

Augusta Financial Corporation

Augusta Financial Corporation became a new parent organization for Unity Bank.

View Profile Dec 31 1970

Unity Bank

Unity Bank was established 109 years ago and is currently headquartered in Augusta, WI.

Dec 01 1914
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Augusta Capital Corporation Seller Pooling of Interests Discontinued 12/31/1996
Relationships Role Relationship Start Relationship End
Augusta Financial Corporation Parent 12/28/1996
Augusta Financial Corporation Parent 12/31/1989 12/27/1996
Augusta Financial Corporation Parent 12/31/1981 12/30/1989
Augusta Financial Corporation Parent 12/31/1979 12/30/1981
Augusta Financial Corporation Parent 12/31/1977 12/30/1979
Augusta Financial Corporation Parent 12/31/1970 12/30/1977
Psb Of Augusta Banc Building Corporation Subsidary 6/30/2007
Psb Of Augusta Banc Building Corporation Subsidary 11/20/1995 6/29/2007
Augusta Capital Corporation Subsidary 12/12/1991 12/30/1996
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