Net Income Analysis ( % relative to Total Revenue )
Income Statement Unity Bank All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 6,132 8,778
Income from Lease Financing Receivables — 1
94 81
Estimated Tax Benefit from Tax-Exempt Loan Income 48 41
Income on Loans and Leases (TE) 6,180 8,830
Investment Interest Income (TE) 137 1,225
Total Interest Income (TE) 6,341 10,297
Total Interest Expense 697 1,031
Net Interest Income (TE) 5,644 9,193
Non-Interest Income 700 1,813
Adjusted Operating Income (TE) 6,344 11,079
Non-interest Expense 4,993 6,946
Provision for Loan & Lease Losses 338 167
Pretax Operating Income (TE) 1,013 3,889
Pretax Net Operating Income (TE) 1,009 3,922
Applicable Income Taxes — 705
Net Operating Income 961 3,014
Net Income 961 3,013
Cash Dividends Declared 860 1,435
Retained Earnings 101 1,350