Vitals
  • Total Assets
    403.2M 21.1 %
  • Total Deposits
    305.5M 25.0 %
  • Total Net Loans
    256.6M 40.0 %
  • Net Income
    2.2M -12.3 %
  • Book Value
    40.9M 19.7 %
  • Book Value x2
    81.7M 19.7 %
  • Book Value x3
    122.6M 19.7 %
ROAA

.677

ROAE

5.999

Efficiency Ratio

66.315

Net Interest Margin

3.208

Balance Sheet Highlights
Financial Highlights United Texas Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 403,247 358,087
Total Net Loans 256,599 213,533
Total Deposits 305,509 308,027
Total Equity 40,866 38,740
Profitability
Net Income 2,238 3,845
Return on Average Assets .677 1.025
Return on Average Equity 5.999 9.415
Net Interest Margin 3.208 3.773
Efficiency Ratio 66.315 66.762
Noninterest Income/Revenue 1.789 16.375
Balance Sheet Ratios
Loan-to-Deposit 83.991 65.494
Securities/Assets .155 .214
Total Equity/Total Assets .101 .108
Tangible Equity/Tangible Assets .101 .104
Capital Adequacy
Tier 1 Common Capital 40,317 37,278
Tier 1 Capital 40,317 37,303
Tier 2 Capital 2,414 2,526
Total Capital 42,731 39,866
Total Risk Weighted Assets 285,263 237,367
Leverage Ratio 11.22 10.563
Common Equity Tier 1 Capital Ratio 14.13 18.073
Tier 1 Capital Ratio 14.13 18.097
Total Capital Ratio 14.98 19.169

Timeline for United Texas Bank

Utb Financial Holding Company

Utb Financial Holding Company became a new parent organization for United Texas Bank.

View Profile Apr 10 2012

United Texas Bank

United Texas Bank was established 38 years ago and is currently headquartered in Dallas, TX.

Apr 07 1986
Relationships Role Relationship Start Relationship End
Utb Financial Holding Company Parent 9/16/2015
Utb Financial Holding Company Parent 10/10/2014 9/15/2015
Utb Financial Holding Company Parent 10/1/2014 10/9/2014
Utb Financial Holding Company Parent 10/18/2012 9/30/2014
Utb Financial Holding Company Parent 4/10/2012 10/17/2012
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