Vitals
  • Total Assets
    39.3M 6.0 %
  • Total Deposits
    36.1M 7.8 %
  • Total Net Loans
    13.8M -5.8 %
  • Net Income
    104000.0000 52.9 %
  • Book Value
    2.8M -7.3 %
  • Book Value x2
    5.6M -7.3 %
  • Book Value x3
    8.4M -7.3 %
ROAA

.508

ROAE

6.906

Efficiency Ratio

81.048

Net Interest Margin

2.294

Balance Sheet Highlights
Financial Highlights United Farmers & Merchants State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 39,281 124,763
Total Net Loans 13,827 77,531
Total Deposits 36,148 107,014
Total Equity 2,802 12,772
Profitability
Net Income 104 633
Return on Average Assets .508 .963
Return on Average Equity 6.906 9.172
Net Interest Margin 2.294 3.803
Efficiency Ratio 81.048 71.234
Noninterest Income/Revenue 38.832 13.592
Balance Sheet Ratios
Loan-to-Deposit 38.251 69.452
Securities/Assets .226 .199
Total Equity/Total Assets .071 .102
Tangible Equity/Tangible Assets .057 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,257 12,339
Tier 2 Capital 206 990
Total Capital 2,463 13,353
Total Risk Weighted Assets 18,624 86,555
Leverage Ratio 5.61 9.956
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.12 15.371
Total Capital Ratio 13.22 16.501

Timeline for United Farmers & Merchants State Bank

Dacotah Bank

United Farmers & Merchants State Bank was acquired by Dacotah Bank 10 years

View Profile Sep 14 2013

United American Agency, Llc

United American Agency, Llc became a new subsidiary organization for United Farmers & Merchants State Bank.

View Profile Jan 01 2013

First State Bank Chokio

Acquisition: United Farmers & Merchants State Bank acquired a new subsidiary, First State Bank Chokio, 30 years

View Profile Sep 15 1993

Donnelly Bancshares, Inc.

Donnelly Bancshares, Inc. became a new parent organization for United Farmers & Merchants State Bank.

View Profile Jan 18 1983

United Farmers & Merchants State Bank

United Farmers & Merchants State Bank was established 112 years ago and is currently headquartered in Morris, MN.

Jan 01 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Dacotah Bank Buyer 2,271,843 Acquisition Discontinued 9/14/2013
First State Bank Chokio Seller 10,512 Discontinued 9/15/1993
Relationships Role Relationship Start Relationship End
Donnelly Bancshares, Inc. Parent 2/2/1993 9/13/2013
Donnelly Bancshares, Inc. Parent 12/31/1984 2/1/1993
Donnelly Bancshares, Inc. Parent 1/18/1983 12/30/1984
United American Agency, Llc Subsidary 1/1/2013 9/13/2013
Similar Organizations
Organization City State Total Assets
First State Bank
 		Sioux Rapids IA 39.3M
The Trust Bank
 		Lenox GA 39.4M
The Blue Grass Valley Bank
 		Blue Grass VA 39.1M
Carver State Bank
 		Savannah GA 39.7M
The State Bank Of Spring Hill
 		Spring Hill KS 38.3M
Generations Bank
 		Exeter NE 39.2M
Security Home Bank
 		Malmo NE 39.4M
Glasford State Bank
 		Glasford IL 37.9M
State Central Bank
 		Bonaparte IA 39.6M
Randall State Bank
 		Randall MN 39.1M