Efficiency Ratio Over Time
Efficiency Ratio United Farmers & Merchants State Bank All Insured Commercial Banks in Minnesota
06-30-2013 81.048 71.234
03-31-2013 90.444 71.404
12-31-2012 83.029 72.052
09-30-2012 85.943 70.937
06-30-2012 88.49 71.427
03-31-2012 87.296 71.189
12-31-2011 83.869 73.09
09-30-2011 81.65 71.985
06-30-2011 82.683 73.14
03-31-2011 89.639 73.338
12-31-2010 83.437 74.588
09-30-2010 79.725 72.773
06-30-2010 77.54 73.112
03-31-2010 83.176 73.078
12-31-2009 79.927 74.829
09-30-2009 78.701 73.299
06-30-2009 78.897 73.728
03-31-2009 80.123 72.218
12-31-2008 81.164 70.751
09-30-2008 82.736 69.076
06-30-2008 84.033 68.994
03-31-2008 85.176 69.012
12-31-2007 80.757 67.104
09-30-2007 78.263 65.982
06-30-2007 81.166 66.544
03-31-2007 85.216 66.538
12-31-2006 79.437 64.583
09-30-2006 79.767 63.158
06-30-2006 80.382 63.582
03-31-2006 86.485 64.084
12-31-2005 83.667 63.714
09-30-2005 82.323 62.201
06-30-2005 85.859 62.651
03-31-2005 82.836 62.926
12-31-2004 79.016 63.335
09-30-2004 77.149 61.98
06-30-2004 83.268 62.61
03-31-2004 85.869 63.48
12-31-2003 73.153 63.289
09-30-2003 73.359 61.468
06-30-2003 72.589 61.298
03-31-2003 77.388 62.209
12-31-2002 73.505 61.807