Vitals
  • Total Assets
    2.3B 2.8 %
  • Total Deposits
    2.0B 2.6 %
  • Total Net Loans
    1.8B 5.1 %
  • Net Income
    22.9M 8.0 %
  • Book Value
    251.5M 6.6 %
  • Book Value x2
    503.1M 6.6 %
  • Book Value x3
    754.6M 6.6 %
ROAA

1.02

ROAE

9.369

Efficiency Ratio

61.758

Net Interest Margin

3.998

Balance Sheet Highlights
Financial Highlights Dacotah Bank All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 2,288,868 288,102
Total Net Loans 1,811,192 198,161
Total Deposits 1,979,012 243,793
Total Equity 251,529 35,439
Profitability
Net Income 22,915 3,749
Return on Average Assets 1.02 1.217
Return on Average Equity 9.369 10.279
Net Interest Margin 3.998 3.975
Efficiency Ratio 61.758 60.916
Noninterest Income/Revenue 16.893 21.874
Balance Sheet Ratios
Loan-to-Deposit 91.52 76.007
Securities/Assets .116 .161
Total Equity/Total Assets .11 .123
Tangible Equity/Tangible Assets .107 .119
Capital Adequacy
Tier 1 Common Capital 246,546 34,164
Tier 1 Capital 246,546 34,343
Tier 2 Capital 24,979 2,558
Total Capital 271,525 36,899
Total Risk Weighted Assets 1,997,199 225,553
Leverage Ratio 10.79 11.18
Common Equity Tier 1 Capital Ratio 12.34 15.765
Tier 1 Capital Ratio 12.34 15.791
Total Capital Ratio 13.6 16.885

Timeline for Dacotah Bank

United Farmers & Merchants State Bank

Acquisition: Dacotah Bank acquired a new subsidiary, United Farmers & Merchants State Bank, 10 years

View Profile Sep 14 2013

United American Agency, Llc

Acquisition: Dacotah Bank acquired a new subsidiary, United American Agency, Llc , 10 years

View Profile Sep 14 2013

Dacotah Bank - Valley City

Acquisition: Dacotah Bank acquired a new subsidiary, Dacotah Bank - Valley City, 19 years

View Profile Apr 01 2005

Dacotah Insurance, Ltd.

Acquisition: Dacotah Bank acquired a new subsidiary, Dacotah Insurance, Ltd. , 20 years

View Profile Apr 15 2004

First National Bank

Acquisition: Dacotah Bank acquired a new subsidiary, First National Bank, 23 years

View Profile Jun 07 2000

Want to see more?

Complete timeline for Dacotah Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Farmers & Merchants State Bank Seller 39,281 Acquisition Discontinued 9/14/2013
United American Agency, Llc Seller Acquisition Discontinued 9/14/2013
Dacotah Bank Seller 126,394 Pooling of Interests Discontinued 4/1/2005
Dacotah Bank - Valley City Seller 94,687 Pooling of Interests Discontinued 4/1/2005
Dacotah Insurance, Ltd. Seller Pooling of Interests Discontinued 4/15/2004
Dacotah Insurance, Ltd. Seller Pooling of Interests Discontinued 4/15/2004
First National Bank Seller 24,731 Pooling of Interests Discontinued 6/7/2000
Dacotah Bank Seller 68,051 Pooling of Interests Discontinued 5/24/1997
Dacotah Bank Seller 45,404 Pooling of Interests Discontinued 5/24/1997
Dacotah Bank Seller 23,661 Pooling of Interests Discontinued 5/24/1997
Dacotah Bank Seller 54,592 Pooling of Interests Discontinued 5/24/1997
Dacotah Bank Seller 71,778 Pooling of Interests Discontinued 5/24/1997
The Bank Of Cresbard Seller 8,919 Discontinued 4/1/1988
First State Bank Seller 20,058 Failure 5/7/1987
Relationships Role Relationship Start Relationship End
Dacotah Banks, Inc. Parent 12/31/1974
Dacotah Banks, Inc. Parent 4/30/1969 12/30/1974
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