Vitals
  • Total Assets
    205.9M 0.8 %
  • Total Deposits
    179.2M 3.3 %
  • Total Net Loans
    175.8M -1.6 %
  • Net Income
    3.2M 4.3 %
  • Book Value
    21.5M 2.2 %
  • Book Value x2
    42.9M 2.2 %
  • Book Value x3
    64.4M 2.2 %
ROAA

1.579

ROAE

15.183

Efficiency Ratio

58.856

Net Interest Margin

4.188

Balance Sheet Highlights
Financial Highlights United Community Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 205,894 198,346
Total Net Loans 175,755 133,864
Total Deposits 179,198 165,124
Total Equity 21,460 22,060
Profitability
Net Income 3,225 2,310
Return on Average Assets 1.579 1.15
Return on Average Equity 15.183 9.92
Net Interest Margin 4.188 3.587
Efficiency Ratio 58.856 60.34
Noninterest Income/Revenue 11.647 13.494
Balance Sheet Ratios
Loan-to-Deposit 98.079 77.091
Securities/Assets .023 .197
Total Equity/Total Assets .104 .111
Tangible Equity/Tangible Assets .088 .107
Capital Adequacy
Tier 1 Common Capital 18,217 21,135
Tier 1 Capital 18,217 21,140
Tier 2 Capital 2,028 1,625
Total Capital 20,245 22,777
Total Risk Weighted Assets 182,895 151,308
Leverage Ratio 9.02 10.944
Common Equity Tier 1 Capital Ratio 9.96 15.631
Tier 1 Capital Ratio 9.96 15.631
Total Capital Ratio 11.07 16.675

Timeline for United Community Bank

Security State Bank

Acquisition: United Community Bank acquired a new subsidiary, Security State Bank, 21 years

View Profile Jun 01 2002

United Community Bank

Acquisition: United Community Bank acquired a new subsidiary, United Community Bank, 26 years

View Profile Jan 01 1998

Milford Bancorporation

Milford Bancorporation became a new parent organization for United Community Bank.

View Profile Mar 22 1974

United Community Bank

United Community Bank was established 92 years ago and is currently headquartered in Milford, IA.

Jun 10 1931
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security State Bank Seller 40,145 Acquisition Discontinued 6/1/2002
United Community Bank Seller 25,370 Pooling of Interests Discontinued 1/1/1998
Relationships Role Relationship Start Relationship End
Milford Bancorporation Parent 12/31/1994
Milford Bancorporation Parent 3/22/1974 12/30/1994
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