Vitals
  • Total Assets
    389.4M 8.9 %
  • Total Deposits
    340.0M 14.4 %
  • Total Net Loans
    309.5M -2.0 %
  • Net Income
    645000.0000
  • Book Value
    34.3M 4.4 %
  • Book Value x2
    68.7M 4.4 %
  • Book Value x3
    103.0M 4.4 %
ROAA

.658

ROAE

7.581

Efficiency Ratio

60.016

Net Interest Margin

3.872

Balance Sheet Highlights
Financial Highlights United Bank & Trust -Washtenaw All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 389,400 233,374
Total Net Loans 309,469 170,960
Total Deposits 339,971 195,108
Total Equity 34,344 20,991
Profitability
Net Income 645 96
Return on Average Assets .658 .216
Return on Average Equity 7.581 1.02
Net Interest Margin 3.872 3.834
Efficiency Ratio 60.016 76.883
Noninterest Income/Revenue 18.393 12.68
Balance Sheet Ratios
Loan-to-Deposit 91.028 82.401
Securities/Assets .045 .317
Total Equity/Total Assets .088 .09
Tangible Equity/Tangible Assets .088 .04
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 33,391 19,538
Tier 2 Capital 3,811 2,415
Total Capital 37,202 21,668
Total Risk Weighted Assets 300,615 169,432
Leverage Ratio 8.54 9.304
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.11 13.559
Total Capital Ratio 12.38 14.808

Timeline for United Bank & Trust -Washtenaw

United Bank & Trust

United Bank & Trust -Washtenaw was acquired by United Bank & Trust 15 years

View Profile Apr 01 2010

United Mortgage Company - Washtenaw

United Mortgage Company - Washtenaw became a new subsidiary organization for United Bank & Trust -Washtenaw.

View Profile Jan 02 2004

United Bank & Trust -Washtenaw

United Bank & Trust -Washtenaw was established 24 years ago and is currently headquartered in Ann Arbor, MI.

Apr 02 2001

United Bancorp, Inc.

United Bancorp, Inc. became a new parent organization for United Bank & Trust -Washtenaw.

View Profile Apr 02 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Bank & Trust Buyer 881,061 Pooling of Interests Discontinued 4/1/2010
Relationships Role Relationship Start Relationship End
United Bancorp, Inc. Parent 4/2/2001 3/31/2010
United Mortgage Company - Washtenaw Subsidary 6/30/2007 3/31/2010
United Mortgage Company - Washtenaw Subsidary 1/2/2004 6/29/2007
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