Vitals
  • Total Assets
    234.1M 4.4 %
  • Total Deposits
    207.2M 4.7 %
  • Total Net Loans
    163.0M 11.2 %
  • Net Income
    1.9M 0.8 %
  • Book Value
    21.8M 3.7 %
  • Book Value x2
    43.5M 3.7 %
  • Book Value x3
    65.3M 3.7 %
ROAA

.853

ROAE

9.097

Efficiency Ratio

68.534

Net Interest Margin

4.041

Balance Sheet Highlights
Financial Highlights Union Bank & Trust Company All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 234,071 272,940
Total Net Loans 163,041 188,306
Total Deposits 207,208 228,985
Total Equity 21,751 30,879
Profitability
Net Income 1,948 3,013
Return on Average Assets .853 1.04
Return on Average Equity 9.097 8.894
Net Interest Margin 4.041 3.727
Efficiency Ratio 68.534 64.939
Noninterest Income/Revenue 21.394 14.969
Balance Sheet Ratios
Loan-to-Deposit 78.685 81.441
Securities/Assets .201 .167
Total Equity/Total Assets .093 .113
Tangible Equity/Tangible Assets .092 .11
Capital Adequacy
Tier 1 Common Capital 21,334 29,936
Tier 1 Capital 21,334 29,937
Tier 2 Capital 1,449 2,305
Total Capital 22,783 32,273
Total Risk Weighted Assets 171,349 202,263
Leverage Ratio 9.27 11.31
Common Equity Tier 1 Capital Ratio 12.45 15.769
Tier 1 Capital Ratio 12.45 15.771
Total Capital Ratio 13.3 16.923

Timeline for Union Bank & Trust Company

Ub&T Investment, Inc.

Ub&T Investment, Inc. became a new subsidiary organization for Union Bank & Trust Company.

View Profile Jan 01 1994

Union Bancorp Of Evansville, Inc.

Union Bancorp Of Evansville, Inc. became a new parent organization for Union Bank & Trust Company.

View Profile Dec 07 1983

Union Bank & Trust Company

Union Bank & Trust Company was established 127 years ago and is currently headquartered in Evansville, WI.

Jan 01 1897
Relationships Role Relationship Start Relationship End
Union Bancorp Of Evansville, Inc. Parent 12/7/1983
Ub&T Investment, Inc. Subsidary 6/30/2007 1/26/2010
Ub&T Investment, Inc. Subsidary 1/1/1994 6/29/2007
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