Vitals
  • Total Assets
    479.3M 3.0 %
  • Total Deposits
    392.0M 6.0 %
  • Total Net Loans
    345.9M 2.7 %
  • Net Income
    7.6M 8.0 %
  • Book Value
    47.1M 3.3 %
  • Book Value x2
    94.2M 3.3 %
  • Book Value x3
    141.3M 3.3 %
ROAA

1.582

ROAE

15.71

Efficiency Ratio

64.155

Net Interest Margin

3.909

Balance Sheet Highlights
Financial Highlights The Stephenson National Bank And Trust All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 479,297 272,940
Total Net Loans 345,878 188,306
Total Deposits 392,044 228,985
Total Equity 47,088 30,879
Profitability
Net Income 7,566 3,013
Return on Average Assets 1.582 1.04
Return on Average Equity 15.71 8.894
Net Interest Margin 3.909 3.727
Efficiency Ratio 64.155 64.939
Noninterest Income/Revenue 24.164 14.969
Balance Sheet Ratios
Loan-to-Deposit 88.224 81.441
Securities/Assets .202 .167
Total Equity/Total Assets .098 .113
Tangible Equity/Tangible Assets .092 .11
Capital Adequacy
Tier 1 Common Capital 45,797 29,936
Tier 1 Capital 45,797 29,937
Tier 2 Capital 4,402 2,305
Total Capital 50,199 32,273
Total Risk Weighted Assets 351,872 202,263
Leverage Ratio 9.48 11.31
Common Equity Tier 1 Capital Ratio 13.02 15.769
Tier 1 Capital Ratio 13.02 15.771
Total Capital Ratio 14.27 16.923

Timeline for The Stephenson National Bank And Trust

Bank North

Acquisition: The Stephenson National Bank And Trust acquired a new subsidiary, Bank North, 9 years

View Profile Oct 25 2014

Snbt Investments, Inc. Corporation

Snbt Investments, Inc. Corporation became a new subsidiary organization for The Stephenson National Bank And Trust.

View Profile Mar 02 1992

Stephenson National Bancorp, Inc.

Stephenson National Bancorp, Inc. became a new parent organization for The Stephenson National Bank And Trust.

View Profile Aug 15 1984

The Stephenson National Bank And Trust

The Stephenson National Bank And Trust was established 149 years ago and is currently headquartered in Marinette, WI.

Oct 30 1874
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank North Seller 119,364 Acquisition Discontinued 10/25/2014
Relationships Role Relationship Start Relationship End
Stephenson National Bancorp, Inc. Parent 8/15/1984
Snbt Investments, Inc. Corporation Subsidary 6/30/2007 1/31/2008
Snbt Investments, Inc. Corporation Subsidary 3/2/1992 6/29/2007
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