Vitals
  • Total Assets
    219.8M 8.3 %
  • Total Deposits
    196.6M 10.1 %
  • Total Net Loans
    88.5M -3.8 %
  • Net Income
    1.2M -1.4 %
  • Book Value
    22.7M 3.1 %
  • Book Value x2
    45.4M 3.1 %
  • Book Value x3
    68.2M 3.1 %
ROAA

.583

ROAE

5.303

Efficiency Ratio

67.463

Net Interest Margin

2.526

Balance Sheet Highlights
Financial Highlights The Somerville Bank & Trust Company All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 219,759 283,239
Total Net Loans 88,491 181,779
Total Deposits 196,561 240,049
Total Equity 22,721 29,393
Profitability
Net Income 1,182 2,406
Return on Average Assets .583 .756
Return on Average Equity 5.303 7.056
Net Interest Margin 2.526 3.968
Efficiency Ratio 67.463 72.831
Noninterest Income/Revenue 7.108 15.216
Balance Sheet Ratios
Loan-to-Deposit 45.02 72.668
Securities/Assets .202
Total Equity/Total Assets .103 .104
Tangible Equity/Tangible Assets .084 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 18,370 29,164
Tier 2 Capital 1,016 2,291
Total Capital 19,386 31,471
Total Risk Weighted Assets 86,180 194,394
Leverage Ratio 9.02 10.263
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.32 15.463
Total Capital Ratio 22.49 16.652

Timeline for The Somerville Bank & Trust Company

Trustmark National Bank

The Somerville Bank & Trust Company was acquired by Trustmark National Bank 10 years

View Profile Jan 01 2014

Trustmark Corporation

Trustmark Corporation became a new parent organization for The Somerville Bank & Trust Company.

View Profile Apr 07 2001

Barret Bancorp, Inc.

Barret Bancorp, Inc. became a new parent organization for The Somerville Bank & Trust Company.

View Profile Jan 13 1999

Barretville Corporation

Barretville Corporation became a new parent organization for The Somerville Bank & Trust Company.

View Profile Jul 09 1996

Peoples Bank

Peoples Bank became a new parent organization for The Somerville Bank & Trust Company.

View Profile Dec 31 1970

Want to see more?

Complete timeline for The Somerville Bank & Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Trustmark National Bank Buyer 13,160,266 Pooling of Interests Discontinued 1/1/2014
Rossville Savings Bank Seller Discontinued 10/1/1960
Relationships Role Relationship Start Relationship End
Trustmark Corporation Parent 4/7/2001 12/31/2013
Barret Bancorp, Inc. Parent 4/30/1999 4/6/2001
Barret Bancorp, Inc. Parent 1/13/1999 4/29/1999
Barretville Corporation Parent 7/9/1996 1/12/1999
Peoples Bank Parent 12/31/1970 7/8/1996
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