Vitals
  • Total Assets
    35.4M 3.3 %
  • Total Deposits
    30.5M 6.8 %
  • Total Net Loans
    22.9M 5.0 %
  • Net Income
    160000.0000 20.3 %
  • Book Value
    4.7M 5.3 %
  • Book Value x2
    9.3M 5.3 %
  • Book Value x3
    14.0M 5.3 %
ROAA

.902

ROAE

6.935

Efficiency Ratio

73.797

Net Interest Margin

4.92

Balance Sheet Highlights
Financial Highlights The Salt Creek Valley Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 35,426 316,630
Total Net Loans 22,922 679,703
Total Deposits 30,490 244,819
Total Equity 4,651 29,904
Profitability
Net Income 160 64,330
Return on Average Assets .902 1.91
Return on Average Equity 6.935 10.452
Net Interest Margin 4.92 3.89
Efficiency Ratio 73.797 70.151
Noninterest Income/Revenue 15.63 20.431
Balance Sheet Ratios
Loan-to-Deposit 75.179 84.363
Securities/Assets .232 3.621
Total Equity/Total Assets .131 .094
Tangible Equity/Tangible Assets .131 -5.2
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,762 27,876
Tier 2 Capital 121 17,217
Total Capital 4,883 31,505
Total Risk Weighted Assets 20,096 229,232
Leverage Ratio 13.31 10.563
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.7 16.14
Total Capital Ratio 24.3 17.336

Timeline for The Salt Creek Valley Bank

The Vinton County National Bank

The Salt Creek Valley Bank was acquired by The Vinton County National Bank 16 years

View Profile Aug 17 2007

Salt Creek Valley Bancshares, Inc.

Salt Creek Valley Bancshares, Inc. became a new parent organization for The Salt Creek Valley Bank.

View Profile Oct 31 1994

The Salt Creek Valley Bank

The Salt Creek Valley Bank was established 101 years ago and is currently headquartered in Laurelville, OH.

Apr 10 1923
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Vinton County National Bank Buyer 891,403 Acquisition Discontinued 8/17/2007
Relationships Role Relationship Start Relationship End
Salt Creek Valley Bancshares, Inc. Parent 10/31/1994 8/16/2007
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