Vitals
  • Total Assets
    36.9M 3.9 %
  • Total Deposits
    32.4M 5.8 %
  • Total Net Loans
    18.5M 13.9 %
  • Net Income
    328000.0000 80.2 %
  • Book Value
    4.4M 4.0 %
  • Book Value x2
    8.8M 4.0 %
  • Book Value x3
    13.2M 4.0 %
ROAA

.915

ROAE

7.496

Efficiency Ratio

68.991

Net Interest Margin

4.333

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 36,871 350,717
Total Net Loans 18,542 240,957
Total Deposits 32,410 296,573
Total Equity 4,388 37,152
Profitability
Net Income 328 3,593
Return on Average Assets .915 .956
Return on Average Equity 7.496 8.82
Net Interest Margin 4.333 4.036
Efficiency Ratio 68.991 69.386
Noninterest Income/Revenue 9.054 17.129
Balance Sheet Ratios
Loan-to-Deposit 57.211 77.925
Securities/Assets .189 .166
Total Equity/Total Assets .119 .106
Tangible Equity/Tangible Assets .119 .103
Capital Adequacy
Tier 1 Common Capital 4,419 35,983
Tier 1 Capital 4,419 36,157
Tier 2 Capital 235 2,649
Total Capital 4,654 38,803
Total Risk Weighted Assets 18,530 253,332
Leverage Ratio 12.21 10.564
Common Equity Tier 1 Capital Ratio 23.85 15.215
Tier 1 Capital Ratio 23.85 15.278
Total Capital Ratio 25.12 16.362

Timeline for Farmers & Merchants Bank

Chester County Bancshares, Inc.

Chester County Bancshares, Inc. became a new parent organization for Farmers & Merchants Bank.

View Profile Jul 15 1996

Southwest Tennessee Bancshares, Inc.

Southwest Tennessee Bancshares, Inc. became a new parent organization for Farmers & Merchants Bank.

View Profile Aug 31 1984

Farmers & Merchants Bank

Farmers & Merchants Bank was established 115 years ago and is currently headquartered in Adamsville, TN.

Jan 01 1909
Relationships Role Relationship Start Relationship End
Chester County Bancshares, Inc. Parent 8/27/1996
Southwest Tennessee Bancshares, Inc. Parent 8/31/1984 8/26/1996
Chester County Bancshares, Inc. Parent 7/15/1996 8/26/1996
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