Vitals
  • Total Assets
    35.1M 4.5 %
  • Total Deposits
    32.4M 4.9 %
  • Total Net Loans
    8.0M 14.0 %
  • Net Income
    27000.0000 12.5 %
  • Book Value
    2.6M 2.8 %
  • Book Value x2
    5.3M 2.8 %
  • Book Value x3
    7.9M 2.8 %
ROAA

.102

ROAE

1.386

Efficiency Ratio

97.093

Net Interest Margin

2.413

Balance Sheet Highlights
Financial Highlights Western Dakota Bank All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 35,064 500,777
Total Net Loans 8,007 363,152
Total Deposits 32,409 401,446
Total Equity 2,633 68,096
Profitability
Net Income 27 4,684
Return on Average Assets .102 1.268
Return on Average Equity 1.386 10.696
Net Interest Margin 2.413 3.94
Efficiency Ratio 97.093 60.065
Noninterest Income/Revenue 29.455 18.25
Balance Sheet Ratios
Loan-to-Deposit 24.706 78.605
Securities/Assets .089 .145
Total Equity/Total Assets .075 .136
Tangible Equity/Tangible Assets .075 .125
Capital Adequacy
Tier 1 Common Capital 2,725 53,468
Tier 1 Capital 2,725 53,637
Tier 2 Capital 72 3,925
Total Capital 2,797 57,561
Total Risk Weighted Assets 11,339 399,280
Leverage Ratio 7.69 11.38
Common Equity Tier 1 Capital Ratio 24.03 15.684
Tier 1 Capital Ratio 24.03 15.71
Total Capital Ratio 24.67 16.834

Timeline for Western Dakota Bank

Western Dakota Holding Company

Western Dakota Holding Company became a new parent organization for Western Dakota Bank.

View Profile Nov 01 1995

Dewco Agency, Inc.

Dewco Agency, Inc. became a new parent organization for Western Dakota Bank.

View Profile Apr 01 1983

Dewco Agency Co.

Dewco Agency Co. became a new parent organization for Western Dakota Bank.

View Profile Dec 31 1970

Western Dakota Bank

Western Dakota Bank was established 105 years ago and is currently headquartered in Timber Lake, SD.

Jan 01 1919
Relationships Role Relationship Start Relationship End
Western Dakota Holding Company Parent 12/31/1997
Dewco Agency, Inc. Parent 8/15/1988 12/30/1997
Western Dakota Holding Company Parent 12/31/1996 12/30/1997
Western Dakota Holding Company Parent 11/1/1995 12/30/1996
Dewco Agency, Inc. Parent 4/1/1983 8/14/1988
Dewco Agency Co. Parent 9/30/1979 3/31/1983
Dewco Agency Co. Parent 12/31/1970 9/29/1979
Similar Organizations
Organization City State Total Assets
North Adams State Bank
 		Ursa IL 35.0M
Louisa Community Bank
 		Louisa KY 34.8M
The State Exchange Bank
 		Mankato KS 34.7M
Peoples Savings Bank
 		Montezuma IA 35.4M
Farmers & Merchants Bank
 		Adamsville TN 35.7M
Kendall State Bank
 		Valley Falls KS 35.7M
Independence Bank
 		East Greenwich RI 36.4M
The Farmers And Merchants State Bank Of Argonia
 		Argonia KS 34.8M
American Trust And Savings Bank
 		Lowden IA 34.9M
Citizens Bank Of Morgantown, Inc.
 		Morgantown WV 36.5M