Vitals
  • Total Assets
    34.4M 4.3 %
  • Total Deposits
    29.5M 4.6 %
  • Total Net Loans
    23.2M -2.8 %
  • Net Income
    252000.0000 7.2 %
  • Book Value
    4.8M 2.8 %
  • Book Value x2
    9.7M 2.8 %
  • Book Value x3
    14.5M 2.8 %
ROAA

.731

ROAE

5.231

Efficiency Ratio

71.154

Net Interest Margin

4.109

Balance Sheet Highlights
Financial Highlights North Adams State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 34,381 290,894
Total Net Loans 23,153 191,278
Total Deposits 29,501 246,407
Total Equity 4,843 31,125
Profitability
Net Income 252 2,670
Return on Average Assets .731 .919
Return on Average Equity 5.231 8.247
Net Interest Margin 4.109 3.499
Efficiency Ratio 71.154 67.9
Noninterest Income/Revenue 10.089 16.598
Balance Sheet Ratios
Loan-to-Deposit 78.482 72.669
Securities/Assets .148 .191
Total Equity/Total Assets .141 .107
Tangible Equity/Tangible Assets .136 .103
Capital Adequacy
Tier 1 Common Capital 4,764 29,670
Tier 1 Capital 4,764 29,720
Tier 2 Capital 267 2,112
Total Capital 5,031 31,905
Total Risk Weighted Assets 22,663 212,461
Leverage Ratio 13.66 10.62
Common Equity Tier 1 Capital Ratio 21.02 16.313
Tier 1 Capital Ratio 21.02 16.329
Total Capital Ratio 22.2 17.341

Timeline for North Adams State Bank

North Adams Bancshares, Inc.

North Adams Bancshares, Inc. became a new parent organization for North Adams State Bank.

View Profile Jul 11 1985

North Adams State Bank

North Adams State Bank was established 43 years ago and is currently headquartered in Ursa, IL.

Nov 10 1980
Relationships Role Relationship Start Relationship End
North Adams Bancshares, Inc. Parent 11/27/2006
North Adams Bancshares, Inc. Parent 9/12/1986 11/26/2006
North Adams Bancshares, Inc. Parent 2/24/1986 9/11/1986
North Adams Bancshares, Inc. Parent 7/11/1985 2/23/1986
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