Efficiency Ratio Over Time
Efficiency Ratio North Adams State Bank All Insured Commercial Banks in Illinois
12-31-2016 71.154 67.9
09-30-2016 70.394 67.646
06-30-2016 70.684 68.093
03-31-2016 71.203 69.015
12-31-2015 74.448 69.227
09-30-2015 74.926 68.548
06-30-2015 74.129 68.972
03-31-2015 77.481 69.878
12-31-2014 72.288 69.969
09-30-2014 72.828 69.35
06-30-2014 71.956 70.075
03-31-2014 71.883 70.96
12-31-2013 67.025 70.63
09-30-2013 66.651 70.13
06-30-2013 66.621 70.351
03-31-2013 62.507 71.443
12-31-2012 73.637 70.063
09-30-2012 72.652 68.769
06-30-2012 72.668 68.792
03-31-2012 71.542 68.884
12-31-2011 73.317 69.941
09-30-2011 73.426 68.923
06-30-2011 74.247 69.854
03-31-2011 75.614 70.062
12-31-2010 69.854 70.567
09-30-2010 69.851 69.213
06-30-2010 70.548 69.682
03-31-2010 68.388 71.112
12-31-2009 70.915 73.38
09-30-2009 72.526 71.202
06-30-2009 70.937 72.036
03-31-2009 69.812 69.904
12-31-2008 71.399 69.748
09-30-2008 70.687 68.193
06-30-2008 71.198 68.561
03-31-2008 71.842 69.396
12-31-2007 72.941 68.284
09-30-2007 70.055 67.285
06-30-2007 70.36 67.545
03-31-2007 70.293 68.287
12-31-2006 72.078 66.265
09-30-2006 70.087 65.369
06-30-2006 69.85 65.236
03-31-2006 70.887 65.409
12-31-2005 68.645 64.049
09-30-2005 67.792 63.135
06-30-2005 67.119 63.051
03-31-2005 66.307 63.149
12-31-2004 65.009 63.383
09-30-2004 65.191 62.952
06-30-2004 64.006 63.147
03-31-2004 67.749 63.481
12-31-2003 64.878 63.697
09-30-2003 64.558 62.506
06-30-2003 66.467 62.464
03-31-2003 66.731 62.651
12-31-2002 67.313 62.349