Vitals
  • Total Assets
    36.0M 0.2 %
  • Total Deposits
    23.4M 8.9 %
  • Total Net Loans
    22.3M 1.4 %
  • Net Income
    321000.0000 1.9 %
  • Book Value
    6.4M 1.5 %
  • Book Value x2
    12.8M 1.5 %
  • Book Value x3
    19.2M 1.5 %
ROAA

.89

ROAE

4.984

Efficiency Ratio

70.14

Net Interest Margin

5.012

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Morgantown, Inc. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 35,957 360,672
Total Net Loans 22,296 251,469
Total Deposits 23,362 299,214
Total Equity 6,407 38,258
Profitability
Net Income 321 3,285
Return on Average Assets .89 .706
Return on Average Equity 4.984 6.418
Net Interest Margin 5.012 3.744
Efficiency Ratio 70.14 72.606
Noninterest Income/Revenue 9.654 20.548
Balance Sheet Ratios
Loan-to-Deposit 95.437 76.49
Securities/Assets .322 .175
Total Equity/Total Assets .178 .106
Tangible Equity/Tangible Assets .178 .096
Capital Adequacy
Tier 1 Common Capital 6,672 35,874
Tier 1 Capital 6,672 36,036
Tier 2 Capital 245 2,393
Total Capital 6,917 38,423
Total Risk Weighted Assets 19,472 244,928
Leverage Ratio 18.47 10.924
Common Equity Tier 1 Capital Ratio 34.26 18.341
Tier 1 Capital Ratio 34.26 18.347
Total Capital Ratio 35.52 19.449

Timeline for Citizens Bank Of Morgantown, Inc.

Morgantown Bancshares, Inc.

Morgantown Bancshares, Inc. became a new parent organization for Citizens Bank Of Morgantown, Inc..

View Profile Jan 02 1998

Citizens Bank Of Morgantown, Inc.

Citizens Bank Of Morgantown, Inc. was established 44 years ago and is currently headquartered in Morgantown, WV.

Sep 20 1979
Relationships Role Relationship Start Relationship End
Morgantown Bancshares, Inc. Parent 1/2/1998
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