Vitals
  • Total Assets
    36.5M 2.8 %
  • Total Deposits
    30.5M 4.4 %
  • Total Net Loans
    21.7M -1.3 %
  • Net Income
    515000.0000 12.2 %
  • Book Value
    6.0M 0.7 %
  • Book Value x2
    11.9M 0.7 %
  • Book Value x3
    17.9M 0.7 %
ROAA

1.401

ROAE

8.52

Efficiency Ratio

42.833

Net Interest Margin

3.568

Balance Sheet Highlights
Financial Highlights White State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 36,534 198,346
Total Net Loans 21,748 133,864
Total Deposits 30,524 165,124
Total Equity 5,953 22,060
Profitability
Net Income 515 2,310
Return on Average Assets 1.401 1.15
Return on Average Equity 8.52 9.92
Net Interest Margin 3.568 3.587
Efficiency Ratio 42.833 60.34
Noninterest Income/Revenue 15.389 13.494
Balance Sheet Ratios
Loan-to-Deposit 71.249 77.091
Securities/Assets .267 .197
Total Equity/Total Assets .163 .111
Tangible Equity/Tangible Assets .137 .107
Capital Adequacy
Tier 1 Common Capital 5,070 21,135
Tier 1 Capital 5,070 21,140
Tier 2 Capital 285 1,625
Total Capital 5,355 22,777
Total Risk Weighted Assets 28,385 151,308
Leverage Ratio 14.02 10.944
Common Equity Tier 1 Capital Ratio 17.86 15.631
Tier 1 Capital Ratio 17.86 15.631
Total Capital Ratio 18.87 16.675

Timeline for White State Bank

Country Bancorporation

Country Bancorporation became a new parent organization for White State Bank.

View Profile Mar 04 2005

White State Bank

White State Bank was established 116 years ago and is currently headquartered in South English, IA.

Jan 01 1908
Relationships Role Relationship Start Relationship End
Country Bancorporation Parent 3/4/2005
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