Citizens Bank Of Morgantown, Inc.
Morgantown, WV — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Bank Of Morgantown, Inc. | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 1,262 | 11,666 |
Income from Lease Financing Receivables | — | 1 |
— | 100 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 1,262 | 11,724 |
Investment Interest Income (TE) | 501 | 1,523 |
Total Interest Income (TE) | 1,778 | 13,460 |
Total Interest Expense | 87 | 1,601 |
Net Interest Income (TE) | 1,691 | 11,860 |
Non-Interest Income | 190 | 3,481 |
Adjusted Operating Income (TE) | 1,881 | 15,431 |
Non-interest Expense | 1,319 | 10,280 |
Provision for Loan & Lease Losses | 70 | 502 |
Pretax Operating Income (TE) | 492 | 4,739 |
Pretax Net Operating Income (TE) | 492 | 4,910 |
Applicable Income Taxes | 85 | 1,424 |
Net Operating Income | 321 | 3,265 |
Net Income | 321 | 3,285 |
Cash Dividends Declared | 51 | 1,194 |
Retained Earnings | 270 | 1,335 |