Efficiency Ratio Over Time
Efficiency Ratio Farmers & Merchants Bank All Insured Commercial Banks in Tennessee
12-31-2016 68.991 69.386
09-30-2016 67.907 69.074
06-30-2016 68.467 69.175
03-31-2016 64.108 69.772
12-31-2015 76.229 71.67
09-30-2015 80.554 71.393
06-30-2015 83.564 71.347
03-31-2015 87.406 71.604
12-31-2014 71.055 71.978
09-30-2014 70.13 71.431
06-30-2014 74.493 72.281
03-31-2014 70.523 72.859
12-31-2013 75.987 72.831
09-30-2013 75.556 71.947
06-30-2013 73.034 72.339
03-31-2013 80.429 73.06
12-31-2012 72.725 72.788
09-30-2012 71.84 72.3
06-30-2012 73.049 72.159
03-31-2012 78.116 70.962
12-31-2011 84.219 74.565
09-30-2011 87.342 73.347
06-30-2011 94.369 74.593
03-31-2011 114.53 74.44
12-31-2010 74.521 74.786
09-30-2010 78.564 73.288
06-30-2010 80 73.208
03-31-2010 73.939 74.142
12-31-2009 73.378 78.956
09-30-2009 81.311 78.914
06-30-2009 76.889 79.484
03-31-2009 74.975 76.46
12-31-2008 69.697 76.123
09-30-2008 68.746 73.333
06-30-2008 72.79 73.064
03-31-2008 71.197 73.535
12-31-2007 75.907 71.353
09-30-2007 78.967 70.14
06-30-2007 80.784 70.181
03-31-2007 78.927 69.593
12-31-2006 76.938 69.255
09-30-2006 72.761 67.968
06-30-2006 78.852 68.089
03-31-2006 75.123 68.881
12-31-2005 76.412 68.603
09-30-2005 73.98 67.371
06-30-2005 70.406 67.28
03-31-2005 70.181 67.669
12-31-2004 67.608 67.909
09-30-2004 66.702 67.78
06-30-2004 65.404 67.917
03-31-2004 65.571 67.404
12-31-2003 71.457 67.065
09-30-2003 75.545 66.477
06-30-2003 83.607 67.007
03-31-2003 85.404 67.319
12-31-2002 65.819 65.163