The Putnam County National Bank Of Carmel Financial Statements & Health Reports

Active

Vitals

ROAA

-.328

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	The Putnam County National Bank Of Carmel	All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets	162,034	1,637,033
Total Net Loans	77,496	1,047,955
Total Deposits	126,784	1,296,950
Total Equity	34,276	187,165
Profitability
Net Income	-534	13,254
Return on Average Assets	-.328	.773
Return on Average Equity	-1.494	7.506
Net Interest Margin	2.643	3.19
Efficiency Ratio	92.349	65.064
Noninterest Income/Revenue	13.254	18.239
Balance Sheet Ratios
Loan-to-Deposit	61.124	73.986
Securities/Assets	.104	.167
Total Equity/Total Assets	.212	.114
Tangible Equity/Tangible Assets	.212	.109
Capital Adequacy
Tier 1 Common Capital	30,554	154,500
Tier 1 Capital	30,554	155,066
Tier 2 Capital	851	9,750
Total Capital	31,405	168,084
Total Risk Weighted Assets	64,971	1,138,832
Leverage Ratio	19.11	10.188
Common Equity Tier 1 Capital Ratio	47.03	16.458
Tier 1 Capital Ratio	47.03	16.551
Total Capital Ratio	48.34	17.647

The Putnam County National Bank Of Carmel was established 159 years ago and is currently headquartered in Carmel, NY.

Jan 01 1865

Relationships	Role	Relationship Start	Relationship End

Similar Organizations

Organization	City	State	Total Assets
First Texoma National Bank	Durant	OK	169.7M
The Farmers And Merchants National Bank Of Nashville	Nashville	IL	170.7M
Hometown Bank, National Association	Carthage	MO	168.8M
First National Bank In Fairfield	Fairfield	IA	166.3M
Atlantic National Bank	Brunswick	GA	166.0M
Douglas National Bank	Douglas	GA	172.5M
First Pioneer National Bank	Wray	CO	166.9M
The Somerville National Bank	Somerville	OH	163.7M
The First National Bank Of Northfield	Northfield	MN	172.3M
The First National Bank Of Waverly	Waverly	OH	164.1M