The Putnam County National Bank Of Carmel
Carmel, NY — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | The Putnam County National Bank Of Carmel | All Insured Commercial Banks in New York |
| 12-31-2016 | 2.643 | 3.19 |
| 09-30-2016 | 2.644 | 3.191 |
| 06-30-2016 | 2.665 | 3.187 |
| 03-31-2016 | 2.692 | 3.145 |
| 12-31-2015 | 2.526 | 3.147 |
| 09-30-2015 | 2.508 | 3.142 |
| 06-30-2015 | 2.508 | 3.142 |
| 03-31-2015 | 2.491 | 3.146 |
| 12-31-2014 | 2.62 | 3.226 |
| 09-30-2014 | 2.698 | 3.232 |
| 06-30-2014 | 2.742 | 3.199 |
| 03-31-2014 | 2.791 | 3.193 |
| 12-31-2013 | 2.988 | 3.203 |
| 09-30-2013 | 3.048 | 3.196 |
| 06-30-2013 | 3.129 | 3.196 |
| 03-31-2013 | 3.278 | 3.205 |
| 12-31-2012 | 3.318 | 3.354 |
| 09-30-2012 | 3.33 | 3.382 |
| 06-30-2012 | 3.371 | 3.388 |
| 03-31-2012 | 3.423 | 3.424 |
| 12-31-2011 | 3.438 | 3.492 |
| 09-30-2011 | 3.379 | 3.5 |
| 06-30-2011 | 3.384 | 3.484 |
| 03-31-2011 | 3.356 | 3.491 |
| 12-31-2010 | 3.291 | 3.486 |
| 09-30-2010 | 3.241 | 3.516 |
| 06-30-2010 | 3.163 | 3.497 |
| 03-31-2010 | 2.977 | 3.479 |
| 12-31-2009 | 3.307 | 3.401 |
| 09-30-2009 | 3.333 | 3.415 |
| 06-30-2009 | 3.428 | 3.352 |
| 03-31-2009 | 3.508 | 3.338 |
| 12-31-2008 | 4.282 | 3.461 |
| 09-30-2008 | 4.327 | 3.49 |
| 06-30-2008 | 4.157 | 3.471 |
| 03-31-2008 | 4.206 | 3.494 |
| 12-31-2007 | 5 | 3.639 |
| 09-30-2007 | 5.162 | 3.66 |
| 06-30-2007 | 4.663 | 3.643 |
| 03-31-2007 | 4.571 | 3.663 |
| 12-31-2006 | 4.972 | 3.733 |
| 09-30-2006 | 4.947 | 3.735 |
| 06-30-2006 | 5.098 | 3.771 |
| 03-31-2006 | 5.144 | 3.78 |
| 12-31-2005 | 5.12 | 3.805 |
| 09-30-2005 | 5.113 | 3.809 |
| 06-30-2005 | 5.119 | 3.795 |
| 03-31-2005 | 4.967 | 3.787 |
| 12-31-2004 | 4.781 | 3.715 |
| 09-30-2004 | 4.571 | 3.657 |
| 06-30-2004 | 4.608 | 3.678 |
| 03-31-2004 | 4.758 | 3.659 |
| 12-31-2003 | 4.56 | 3.735 |
| 09-30-2003 | 4.525 | 3.752 |
| 06-30-2003 | 4.726 | 3.811 |
| 03-31-2003 | 4.885 | 3.835 |
| 12-31-2002 | 4.99 | 4.072 |