Vitals
  • Total Assets
    386.5M -0.6 %
  • Total Deposits
    333.6M 0.0 %
  • Total Net Loans
    161.3M 6.1 %
  • Net Income
    4.4M 10.6 %
  • Book Value
    39.2M 1.7 %
  • Book Value x2
    78.5M 1.7 %
  • Book Value x3
    117.7M 1.7 %
ROAA

1.136

ROAE

11.085

Efficiency Ratio

56.126

Net Interest Margin

3.195

Balance Sheet Highlights
Financial Highlights The Peoples Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 386,476 525,484
Total Net Loans 161,259 348,104
Total Deposits 333,636 440,088
Total Equity 39,238 60,485
Profitability
Net Income 4,419 5,177
Return on Average Assets 1.136 .911
Return on Average Equity 11.085 8.357
Net Interest Margin 3.195 3.971
Efficiency Ratio 56.126 70.327
Noninterest Income/Revenue 25.57 22.171
Balance Sheet Ratios
Loan-to-Deposit 48.334 71.665
Securities/Assets .493 .197
Total Equity/Total Assets .102 .115
Tangible Equity/Tangible Assets .101 .102
Capital Adequacy
Tier 1 Common Capital 39,063 52,498
Tier 1 Capital 39,063 52,598
Tier 2 Capital 1,333 3,510
Total Capital 40,396 56,103
Total Risk Weighted Assets 187,786 380,206
Leverage Ratio 10.17 10.71
Common Equity Tier 1 Capital Ratio 20.8 16.284
Tier 1 Capital Ratio 20.8 16.342
Total Capital Ratio 21.51 17.377

Timeline for The Peoples Bank

Business Cash Express, Inc

Business Cash Express, Inc became a new subsidiary organization for The Peoples Bank.

View Profile Jun 02 1999

Ripley Insurance Agency Inc

Ripley Insurance Agency Inc became a new subsidiary organization for The Peoples Bank.

View Profile Apr 01 1997

Hometown Finance, Inc

Hometown Finance, Inc became a new subsidiary organization for The Peoples Bank.

View Profile Nov 01 1994

The Bank Of Walnut

Acquisition: The Peoples Bank acquired a new subsidiary, The Bank Of Walnut, 30 years

View Profile Oct 01 1994

Peoples Corporation, The

Peoples Corporation, The became a new parent organization for The Peoples Bank.

View Profile Dec 02 1981

Want to see more?

Complete timeline for The Peoples Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Bank Of Walnut Seller 11,440 Discontinued 10/1/1994
Relationships Role Relationship Start Relationship End
Peoples Corporation, The Parent 12/31/1996
Peoples Corporation, The Parent 2/10/1992 12/30/1996
Peoples Corporation, The Parent 12/2/1981 2/9/1992
Ripley Insurance Agency Inc Subsidary 6/30/2007
Ripley Insurance Agency Inc Subsidary 4/1/1997 6/29/2007
Business Cash Express, Inc Subsidary 6/2/1999 12/31/2003
Hometown Finance, Inc Subsidary 11/1/1994 12/31/2002
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