Vitals
  • Total Assets
    815.6M 3.7 %
  • Total Deposits
    709.3M 4.0 %
  • Total Net Loans
    397.2M 11.6 %
  • Net Income
    3.5M -31.0 %
  • Book Value
    96.8M 4.5 %
  • Book Value x2
    193.6M 4.5 %
  • Book Value x3
    290.4M 4.5 %
ROAA

.558

ROAE

4.876

Efficiency Ratio

86.077

Net Interest Margin

2.908

Balance Sheet Highlights
Financial Highlights The Oneida Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 815,555 1,238,723
Total Net Loans 397,157 880,138
Total Deposits 709,335 959,921
Total Equity 96,873 150,972
Profitability
Net Income 3,502 6,181
Return on Average Assets .558 .496
Return on Average Equity 4.876 4.003
Net Interest Margin 2.908 3.342
Efficiency Ratio 86.077 80.78
Noninterest Income/Revenue 57.804 12.257
Balance Sheet Ratios
Loan-to-Deposit 55.99 88.917
Securities/Assets .312 .11
Total Equity/Total Assets .119 .122
Tangible Equity/Tangible Assets .086 .114
Capital Adequacy
Tier 1 Common Capital 74,725 139,381
Tier 1 Capital 74,725 139,381
Tier 2 Capital 3,442 6,823
Total Capital 78,167 146,199
Total Risk Weighted Assets 460,960 759,725
Leverage Ratio 9.37 12.167
Common Equity Tier 1 Capital Ratio 16.21 19.773
Tier 1 Capital Ratio 16.21 19.773
Total Capital Ratio 16.96 20.726

Timeline for The Oneida Savings Bank

Community Bank, National Association

The Oneida Savings Bank was acquired by Community Bank, National Association 8 years

View Profile Dec 05 2015

Oneida Preferred Funding Ii, Llc

Oneida Preferred Funding Ii, Llc became a new subsidiary organization for The Oneida Savings Bank.

View Profile Apr 23 2014

Mcmahon, Fenaroli & White, Inc.

Mcmahon, Fenaroli & White, Inc. became a new subsidiary organization for The Oneida Savings Bank.

View Profile Dec 31 2012

Onegroup Ny, Inc.

Onegroup Ny, Inc. became a new subsidiary organization for The Oneida Savings Bank.

View Profile Jul 21 2011

Oneida Preferred Funding Corporation

Oneida Preferred Funding Corporation became a new subsidiary organization for The Oneida Savings Bank.

View Profile Jul 21 2011

Want to see more?

Complete timeline for The Oneida Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Bank, National Association Buyer 8,666,604 Acquisition Discontinued 12/5/2015
The National Bank Of Vernon Seller 61,979 Acquisition Discontinued 4/2/2007
Vernon Bank Corporation Seller Acquisition Discontinued 4/2/2007
Sbc Financial Corporation Seller Acquisition Discontinued 5/31/2002
Relationships Role Relationship Start Relationship End
Oneida Financial Corp. Parent 7/21/2011 12/4/2015
Oneida Financial Corp. Parent 7/18/2001 7/20/2011
Oneida Financial Corp. Parent 12/30/1998 7/17/2001
State Bank Of Chittenango Subsidary 7/21/2011 12/4/2015
Onegroup Ny, Inc. Subsidary 7/21/2011 12/4/2015
Oneida Preferred Funding Corporation Subsidary 7/21/2011 12/4/2015
Oneida Wealth Management Inc Subsidary 7/21/2011 12/4/2015
Workplace Heath Solutions Inc Subsidary 7/21/2011 12/4/2015
Oneida Preferred Funding Ii, Llc Subsidary 4/23/2014 12/4/2015
Mcmahon, Fenaroli & White, Inc. Subsidary 12/31/2012 12/4/2015
State Bank Of Chittenango Subsidary 5/31/2002 7/20/2011
Dunn Agency, The Subsidary 1/2/2001 7/17/2001
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