Vitals
  • Total Assets
    62.0M 0.8 %
  • Total Deposits
    54.7M 0.7 %
  • Total Net Loans
    25.8M -15.5 %
  • Net Income
  • Book Value
    6.6M 0.3 %
  • Book Value x2
    13.3M 0.3 %
  • Book Value x3
    19.9M 0.3 %
ROAA

ROAE

Efficiency Ratio

125.138

Net Interest Margin

4.302

Balance Sheet Highlights
Financial Highlights The National Bank Of Vernon All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 61,979 980,506
Total Net Loans 25,812 1,721,119
Total Deposits 54,670 759,588
Total Equity 6,630 104,665
Profitability
Net Income — 8,940
Return on Average Assets — .964
Return on Average Equity — 8.567
Net Interest Margin 4.302 3.663
Efficiency Ratio 125.138 71.659
Noninterest Income/Revenue 17.67 58.747
Balance Sheet Ratios
Loan-to-Deposit 47.214 70.297
Securities/Assets .295 .835
Total Equity/Total Assets .107 .107
Tangible Equity/Tangible Assets .107 -1.984
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,697 90,213
Tier 2 Capital 378 53,503
Total Capital 7,075 96,193
Total Risk Weighted Assets 29,703 575,738
Leverage Ratio 10.62 11.461
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 22.55 22.83
Total Capital Ratio 23.82 23.77

Timeline for The National Bank Of Vernon

State Bank Of Chittenango

The National Bank Of Vernon was acquired by State Bank Of Chittenango 17 years

View Profile Apr 02 2007

The Oneida Savings Bank

The National Bank Of Vernon was acquired by The Oneida Savings Bank 17 years

View Profile Apr 02 2007

Vernon Bank Corporation

Vernon Bank Corporation became a new parent organization for The National Bank Of Vernon.

View Profile Aug 01 1985

The National Bank Of Vernon

The National Bank Of Vernon was established 185 years ago and is currently headquartered in Vernon, NY.

Jan 01 1839
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of Chittenango Buyer 226,436 Acquisition Discontinued 4/2/2007
The Oneida Savings Bank Buyer 815,555 Acquisition Discontinued 4/2/2007
Relationships Role Relationship Start Relationship End
Vernon Bank Corporation Parent 8/1/1985 4/1/2007
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