Vitals
  • Total Assets
    779.0M 5.4 %
  • Total Deposits
    578.1M 2.8 %
  • Total Net Loans
    611.7M 7.2 %
  • Net Income
    5.3M 2.5 %
  • Book Value
    85.5M 4.7 %
  • Book Value x2
    171.1M 4.7 %
  • Book Value x3
    256.6M 4.7 %
ROAA

.694

ROAE

6.215

Efficiency Ratio

72.124

Net Interest Margin

3.422

Balance Sheet Highlights
Financial Highlights Greenfield Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 779,013 761,274
Total Net Loans 611,727 592,852
Total Deposits 578,087 596,855
Total Equity 85,527 82,059
Profitability
Net Income 5,254 4,648
Return on Average Assets .694 .538
Return on Average Equity 6.215 4.944
Net Interest Margin 3.422 3.143
Efficiency Ratio 72.124 77.098
Noninterest Income/Revenue 16.165 14.538
Balance Sheet Ratios
Loan-to-Deposit 105.819 95.714
Securities/Assets .131 .124
Total Equity/Total Assets .11 .108
Tangible Equity/Tangible Assets .109 .106
Capital Adequacy
Tier 1 Common Capital 86,626 80,540
Tier 1 Capital 86,626 80,580
Tier 2 Capital 5,049 5,839
Total Capital 91,675 86,408
Total Risk Weighted Assets 480,366 559,688
Leverage Ratio 11.28 10.827
Common Equity Tier 1 Capital Ratio 18.03 15.478
Tier 1 Capital Ratio 18.03 15.53
Total Capital Ratio 19.08 16.563

Timeline for Greenfield Savings Bank

Gsb, Mhc

Gsb, Mhc became a new parent organization for Greenfield Savings Bank.

View Profile May 28 2005

Gsb Securities Corporation

Gsb Securities Corporation became a new subsidiary organization for Greenfield Savings Bank.

View Profile May 28 2005

Shelburne Securities Corporation

Shelburne Securities Corporation became a new subsidiary organization for Greenfield Savings Bank.

View Profile May 28 2005

Crocker Institution For Savings

Acquisition: Greenfield Savings Bank acquired a new subsidiary, Crocker Institution For Savings , 56 years

View Profile Jul 03 1967

Greenfield Savings Bank

Greenfield Savings Bank was established 155 years ago and is currently headquartered in Greenfield, MA.

Mar 19 1869
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Crocker Institution For Savings Seller Discontinued 7/3/1967
Relationships Role Relationship Start Relationship End
Gsb, Mhc Parent 5/28/2005
Gsb Securities Corporation Subsidary 6/30/2007
Shelburne Securities Corporation Subsidary 6/30/2007
Gsb Securities Corporation Subsidary 5/28/2005 6/29/2007
Shelburne Securities Corporation Subsidary 5/28/2005 6/29/2007
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