Vitals
  • Total Assets
    740.4M 7.1 %
  • Total Deposits
    483.4M -0.9 %
  • Total Net Loans
    566.1M 8.8 %
  • Net Income
    7.2M -10.6 %
  • Book Value
    75.4M 7.0 %
  • Book Value x2
    150.8M 7.0 %
  • Book Value x3
    226.2M 7.0 %
ROAA

1.014

ROAE

9.728

Efficiency Ratio

68.399

Net Interest Margin

4.933

Balance Sheet Highlights
Financial Highlights Southstar Bank, S.S.B. All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 740,424 699,407
Total Net Loans 566,106 487,746
Total Deposits 483,436 520,110
Total Equity 75,397 100,964
Profitability
Net Income 7,151 10,708
Return on Average Assets 1.014 1.001
Return on Average Equity 9.728 8.837
Net Interest Margin 4.933 4.122
Efficiency Ratio 68.399 69.901
Noninterest Income/Revenue 10.126 22.526
Balance Sheet Ratios
Loan-to-Deposit 117.101 87.04
Securities/Assets .103 .148
Total Equity/Total Assets .102 .144
Tangible Equity/Tangible Assets .102 .13
Capital Adequacy
Tier 1 Common Capital 76,379 94,270
Tier 1 Capital 76,379 94,270
Tier 2 Capital 2,929 4,738
Total Capital 79,308 99,006
Total Risk Weighted Assets 586,357 501,775
Leverage Ratio 10.38 11.157
Common Equity Tier 1 Capital Ratio 13.03 17.175
Tier 1 Capital Ratio 13.03 17.194
Total Capital Ratio 13.53 18.145

Timeline for Southstar Bank, S.S.B.

First Star Bank, S.S.B.

Acquisition: Southstar Bank, S.S.B. acquired a new subsidiary, First Star Bank, S.S.B., 9 years

View Profile Jan 01 2015

Texas Star Bank, Ssb

Acquisition: Southstar Bank, S.S.B. acquired a new subsidiary, Texas Star Bank, Ssb, 9 years

View Profile Jan 01 2015

Fsb Minerals, Inc.

Fsb Minerals, Inc. became a new subsidiary organization for Southstar Bank, S.S.B..

View Profile Jan 01 2015

Tsb Real Estate Holdings Llc

Tsb Real Estate Holdings Llc became a new subsidiary organization for Southstar Bank, S.S.B..

View Profile Jan 01 2015

Bremond Properties Llc

Bremond Properties Llc became a new subsidiary organization for Southstar Bank, S.S.B..

View Profile Jan 01 2015

Want to see more?

Complete timeline for Southstar Bank, S.S.B. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Star Bank, S.S.B. Seller 264,019 Pooling of Interests Discontinued 1/1/2015
Texas Star Bank, Ssb Seller 118,290 Pooling of Interests Discontinued 1/1/2015
Bank Of Brazoria Seller 24,475 Failure 7/3/1987
Relationships Role Relationship Start Relationship End
Southern Bancshares, Inc. Parent 1/1/2015
Southern Bancshares, Inc. Parent 12/5/2006 12/31/2014
Southern Bancshares, Inc. Parent 8/30/1983 12/4/2006
Fsb Minerals, Inc. Subsidary 1/1/2015
Lsb Holdings, Llc Subsidary 6/1/2006
Investar Services, Inc. Subsidary 6/30/2007
Tsb Real Estate Holdings Llc Subsidary 1/1/2015
Bremond Properties Llc Subsidary 1/1/2015
Investar Services, Inc. Subsidary 3/28/2003 6/29/2007
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