Vitals
  • Total Assets
    264.0M 10.4 %
  • Total Deposits
    199.1M -3.5 %
  • Total Net Loans
    175.2M 31.1 %
  • Net Income
    1.9M -40.1 %
  • Book Value
    27.1M 10.7 %
  • Book Value x2
    54.2M 10.7 %
  • Book Value x3
    81.2M 10.7 %
ROAA

.816

ROAE

7.36

Efficiency Ratio

71.45

Net Interest Margin

4.086

Balance Sheet Highlights
Financial Highlights First Star Bank, S.S.B. All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 264,019 426,503
Total Net Loans 175,191 298,143
Total Deposits 199,123 317,681
Total Equity 27,078 73,855
Profitability
Net Income 1,911 6,995
Return on Average Assets .816 .918
Return on Average Equity 7.36 8.16
Net Interest Margin 4.086 4.197
Efficiency Ratio 71.45 73.086
Noninterest Income/Revenue 11.34 23.002
Balance Sheet Ratios
Loan-to-Deposit 87.981 86.212
Securities/Assets .219 .135
Total Equity/Total Assets .103 .173
Tangible Equity/Tangible Assets .103 .158
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 27,826 72,666
Tier 2 Capital 1,130 2,869
Total Capital 28,956 75,534
Total Risk Weighted Assets 192,042 291,261
Leverage Ratio 11.9 11.616
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.49 18.113
Total Capital Ratio 15.08 19.071

Timeline for First Star Bank, S.S.B.

Southstar Bank, S.S.B.

First Star Bank, S.S.B. was acquired by Southstar Bank, S.S.B. 9 years

View Profile Jan 01 2015

Bremond Properties Llc

Bremond Properties Llc became a new subsidiary organization for First Star Bank, S.S.B..

View Profile Jul 22 2010

Fsb Minerals, Inc.

Fsb Minerals, Inc. became a new subsidiary organization for First Star Bank, S.S.B..

View Profile Apr 01 2007

Citizens Bank And Trust

Acquisition: First Star Bank, S.S.B. acquired a new subsidiary, Citizens Bank And Trust, 35 years

View Profile Mar 10 1989

Southern Bancshares, Inc.

Southern Bancshares, Inc. became a new parent organization for First Star Bank, S.S.B..

View Profile Sep 30 1982

Want to see more?

Complete timeline for First Star Bank, S.S.B. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southstar Bank, S.S.B. Buyer 783,719 Pooling of Interests Discontinued 1/1/2015
Citizens Bank And Trust Seller 14,235 Failure 3/10/1989
Relationships Role Relationship Start Relationship End
Southern Bancshares, Inc. Parent 9/30/1982 12/31/2014
Fsb Minerals, Inc. Subsidary 6/30/2007 12/31/2014
Bremond Properties Llc Subsidary 7/22/2010 12/31/2014
Fsb Minerals, Inc. Subsidary 4/1/2007 6/29/2007
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