Southstar Bank, S.S.B.
Moulton, TX — State Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Southstar Bank, S.S.B. | All Insured Savings Banks in Texas |
Interest and Fees on Loans | 33,624 | 25,416 |
Income from Lease Financing Receivables | 8 | 37 |
28 | 19 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 15 | 10 |
Income on Loans and Leases (TE) | 33,647 | 25,508 |
Investment Interest Income (TE) | 1,509 | 1,744 |
Total Interest Income (TE) | 35,405 | 27,653 |
Total Interest Expense | 3,116 | 2,983 |
Net Interest Income (TE) | 32,289 | 24,676 |
Non-Interest Income | 3,989 | 8,040 |
Adjusted Operating Income (TE) | 36,278 | 32,713 |
Non-interest Expense | 24,814 | 20,373 |
Provision for Loan & Lease Losses | 663 | 900 |
Pretax Operating Income (TE) | 10,801 | 11,517 |
Pretax Net Operating Income (TE) | 11,124 | 11,901 |
Applicable Income Taxes | 3,674 | 1,411 |
Net Operating Income | 7,151 | 10,708 |
Net Income | 7,151 | 10,708 |
Cash Dividends Declared | 1,398 | 4,954 |
Retained Earnings | 5,753 | 5,973 |